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@miibbbbbbb: so adorable 🍂🧸
miibbbbbbb
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Region: US
Wednesday 16 September 2026 01:58:56 GMT
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There’s no such thing as ‘retirement age’. You can retire much earlier if you start TODAY! Two key things to consider for operation: ‘don’t run out of money.’ 1. The State pension. I haven’t included this in my calculations as frankly, I’m not sure it will exist by the time I get there anyway. But it’s a lifeline and boost to your pension pot. 2. I worked on the assumption that my ISA & LTD money won’t remain invested while I draw down from 45 to 58. That’s a very conservative position. In reality, i’ll keep it invested rather than in inflation-linked bonds. It will keep growing. What does this mean? It means I could need FAR less in my ISA & business before I retire. It also means I might not spend all the ISA & LTD company money - it can supplement my retirement income too. Why else would I over save in my ISA & business? 9 years isn’t a long time horizon, I may not achieve a 7.5% return. Also, although £40k a year post tax (accounting for inflation) is a decent early retirement salary, I’d be happier with closer to £50k. I plan to spend more pre-retirement than post-retirement. Let me know what you think of the plan? This is not financial advice, capital at risk when investing. None of the numbers in here are a guarantee, but an indication only! #retirementplanning #financialindependenceretireearly #earlyretirement #retireearly
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femme célibataire #femme #celibataire #célibataire
@AisarKhaledd
อยากรู้มั้ยครับ? ช่อง ai คำคมแบบนี้ได้ค่าคอมเท่าไหร่? #คลิปai #ทำคลิปด้วยAI #อ๊อฟเด็กประกอบการ
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