@bonganimtolo_: Replying to @aphelele 🦋

Bongani ne Moto/ R 500
Bongani ne Moto/ R 500
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Region: ZA
Wednesday 16 September 2026 08:07:12 GMT
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ntombimickey
Ntombi Mickey Chauke :
I was given 8.4% linked with no ballon and no deposit and he said I can’t negotiate further. Is it safe to proceed? All thanks to you
2026-09-16 08:30:20
248
nomathamsanqa07
Vuyokazi :
Your videos really help😭 I negotiated from 14.5% to 11.25 . First time car buyer, only 4 months credit history. 🥹🦋
2026-09-16 16:03:11
252
vusidazai9
Vusi Dazai 9 :
Angeke affect Credit Score lento yokuya ku multiple dealership. 😩
2026-11-12 12:30:34
0
boituhmoodie
TumeloN✨ :
My credit score was 612, I got 17% with no deposit and 30% ballon installment is R5800. For Kia sonnet i declined was it a good move
2026-09-17 15:37:16
31
pre8028
Pre :
i got 6.8 interest with no balloon. I just accepted
2026-09-22 18:37:13
39
love_mntungwa
Love Mntungwa❤️ :
I’m most def refinancing my credit score is on 650 I’m working on it more so I can something to stand on
2026-09-17 08:41:14
24
youngb6095
Young~B♥️ :
I don't have any credit history. I was given 14,20% linked, 72 months,no balloon,no deposit. is it a good deal?
2026-09-16 15:32:53
31
donavela_
Donavela_ :
Hi, I recently got a grand i10 at an annual interest rate of 13.75% for 96 months, with a step payment of R300 every year. My credit score is 645, I got it through a Telkom data contract that I have been for a year. The dealership told me that only one bank approved me. Is it possible for me to get a better deal with another bank.
2026-09-16 16:04:24
8
theyoungerpapi__
reotau :
I have a credit score of 628. The latest offer I got from dealership is 17.43% for 90. Months I know for sure it’s too high but I’m not sure where to go from here , do I approach the bank or keep negotiating with the sales person ?
2026-09-23 19:38:43
2
fabrecs
Phathu :
It is possible to re-finance the car with another bank after a year?
2026-09-21 04:01:41
12
iamwrong4this
iamwrong4this :
How do you guys negotiate? Like someone please explain/demonstrate to me like they explaining to a 5 year old
2026-10-25 21:17:43
4
zeta948
Zeta.g :
What does linked mean?
2026-09-16 19:41:31
2
moccasonoctillion
moccasonoctillion :
My credit score is 664 and the dealer gave me 12.48 % for 84 months with no balloon is it a good deal
2026-09-17 06:29:05
0
a4257089
Lwandle🌸 :
Mina can i please ask, can you negotiate even after you’ve signed the contract but you are not happy?
2026-09-16 15:53:01
4
nkhodisengmalton
nkhodisengmalton :
I tried to call them and they said I can negotiate after 12 months 😢
2026-09-16 11:38:22
3
thandazomsi
Thandz :
Can 1 negotiate even when they get staff rates?
2026-09-16 09:09:30
11
kgamanekrulenko53
KGUBEDU THE GT :
I was given 13,8 for linked and 14.5 for fixed for a 201u vw golf RLine, originally price was R199 999.99 for 147k km car but after dey added extras it amounted to R258 999 and pressurized to come fetch me to sign, asked for explanation on what extras r those, two warranties, service plan, R16k dey can't explain what it was for, I just told them to keep their car
2026-09-18 17:36:20
7
wzin352
wzin352 :
Mina on my next car I’m coming to you straight I WANT YOU TO COOK THEM🤞🏽😄
2026-09-16 20:11:34
7
felicity.thinyane
Felicity Thinyane :
Help me
2026-09-16 08:45:50
0
genesnndw
M•Genes•Nndw :
Mine gave me 13,45 linked with 72 months to pay and 31% ballon which is 99k and 15% fixed and told me that bcz im 1st time buyer I won’t get less than 12% interest rates😭
2026-09-18 08:18:39
1
_lungagxabhashe
_lungagxabhashe :
Yoh, i have so much faith in my private banker, so do you suggest i try other banks?
2026-10-18 18:26:13
2
katlegonephtali
Katlego Nephtali :
They refuse to send podiums. It might be better to get the quote and apply for yourself with each bank.
2026-09-17 04:15:15
3
hirsutechild___________
C :
How do you guys get in touch with Wesbank?
2026-10-15 16:23:04
1
mxolisi.masilika
Mxolisi Masilika :
How long should i wait to do refinance?
2026-09-16 12:01:43
1
mxolisi_msd_dladla
Mxolisi MSD Dladla :
Can I take the podium to wesbank or any bank
2026-09-16 11:23:05
3
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