Case Digest PH
Region: PH
Wednesday 16 September 2026 10:37:07 GMT
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Aceney :
pro-rating among 3 insurers is a good call I think? or at the very least reimburse the premiums made kasi dapat tine train din ng mga companies ung agents nila to be as truthful as it should be.
2026-09-16 15:58:06
1
Maple :
The goal of the policy is to reinstate the policy against financial loss due to perils and the requirement to declare co insurance is a guardrail against abuse. The motive of the policy owner is unjust enrichment as he expect that the stock worth Php 1.00 will be reinstated 3x.
2026-09-16 13:04:55
4
RJER :
That’s why you have to read the fine print.
2026-09-16 12:12:33
4
Manila Bae :
insurance will do everything for you not to qualify for the claim
2026-09-16 11:19:31
81
Boy Silip :
Does it apply to multiple pension
2026-09-16 12:44:19
0
Case Digest PH :
📌 There were four policies across three companies: ₱350,000 from Western; ₱300,000 and ₱700,000 from Reliance; and ₱200,000 from Equitable. Altogether, that was ₱1.55 million in coverage in 1982 — roughly ₱25 to ₱30 million in today’s money.
2026-09-16 10:41:51
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Mangorojo :
thats why nd nagiinsurance ang most of pinoy dahil sa ganitong modus.
2026-09-16 11:24:41
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reiner 🫑 :
does this apply to life insurance as well?
2026-09-16 11:11:46
3
Philip C. :
1982 - 1992 case duration. GG
2026-09-16 12:54:50
0
Peacemaker_✌️ :
Can u do Rex Sorongon vs People? Case digest namin last sem to eh kaso yung professor di gaano clear yung explanatio 😅
2026-09-16 10:42:17
1
Case Digest PH :
📌 From the admin: Always read the fine print of your insurance policies. Something that can be helpful: if you have a soft copy, run it through an AI tool (e.g. ChatGPT) and ask it to summarize or point out the important parts. Just make sure to still double-check them in the actual policy!
2026-09-16 11:13:24
1
GSA studio :
Insuring the same property with three different policies is invalid due to the principle of indemnity in insurance. You cannot legally recover more than the property is actually worth. Having three policies suggests a clear intent to obtain three times the actual property value, which insurance companies will reject as fraud.
2026-09-16 10:46:55
5
Harold Mir :
ung sa pal nmn vs mga wrongfully dismissed and na naloko dahil sa technicality.
2026-09-16 13:36:02
0
mluuew :
not to be the bad guy here, but insuring a store in 3 different insurance companies is already a sus.
2026-09-16 16:21:25
0
Brian Dom :
best strategy ..@Anderson Clayton
2026-09-16 19:30:15
0
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