@premiummallsingapore: A couple may reach 1M65 and feel they have “made it.” But what does that S$1 million actually produce in retirement income? Under the original 1M65 definition, a couple has S$500,000 each in CPF to fund CPF LIFE Standard Plan payouts from age 65. Based on the illustration, that works out to roughly S$5,140 a month combined. That is a meaningful retirement foundation. But after food, transport, utilities, healthcare, insurance, home upkeep, family occasions and inflation, it is closer to a basic subsistence retirement than a comfortable one. In this session, I break down what original 1M65 can realistically give a couple, why CPF LIFE matters, and why we may need to aim higher for the retirement lifestyle we truly want. For learning only. Please check CPF’s current calculator and your own circumstances before making decisions. #1M65 #CPF #CPFLIFE #SingaporeRetirement #RetirementPlanning
1M65 - Premiummall
Region: SG
Wednesday 16 September 2026 14:24:34 GMT
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user2574121312510 :
I guess I better die the day I retire.
2026-09-16 17:22:16
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Marathoner Tick :
thought you are going for 10M65 as a couple
2026-09-16 19:01:50
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Jude Au :
How about if a person is 55 this year and has ERS in the RA. is it enough to survive retirement at 65 qnd beyond ?
2026-09-17 00:17:40
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user2080259777312 :
Loo, who can earn enough to have a million dollars for a couple in their RA? Only those now earning say $15K /m as a couple per month ?
2026-09-16 14:52:27
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TropicalRed :
If you want to live a luxurious life with car, condo, big fish prawn, monthly or quarterly travel, expensive spending & etc than 2-5 millions also not enough.
2026-09-17 01:35:11
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userss8189 :
Omg, I feel so stressful after watching this. How to survive as an elderly in 20++ years when inflation is so severe 😭😭😭
2026-09-16 14:41:00
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Jamesnth Online Shop :
I remember when I was an undergraduate, I led a simple lifestyle and was able to survive with little money. Likewise when I was serving NS. I would also probably do the same at old age.
2026-09-16 14:43:28
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Peter Raj :
singapore got retirement meh.
2026-09-17 22:48:32
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Shining stars 🤩 :
Oh now must need 10M65
2026-09-17 10:14:21
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断, 舍, 离 :
I don’t agree ! At 65 what do you need that hv to spend 5k for a family of 2 old folks?
2026-09-17 11:17:09
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limteckkee :
I received $1867/- CPF pay is not enough
2026-09-17 07:47:58
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JTT :
If you want to eat at restaurants every day and want to drive Audi, BMW and Mercedes sure not enough.
2026-09-17 03:04:59
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Utopia :
So means need to retire elsewhere hmm
2026-09-17 08:39:46
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Lam Swee Lim :
thank you
2026-09-17 04:55:06
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kamhongyeap :
Don't split with your partner. Stay close , sleep together , same car together...save rent , transport cost n food,too..
Last option , go stay in Msia .Half million for sea facing condo + RM6 000+ for food, etc . Park your savings balance in Spore bank shares.
2026-09-17 04:14:33
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doomanager :
No and no
2026-09-17 07:02:07
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stanstan2014 :
Go to Kelantan
2026-09-16 16:02:51
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Shining stars 🤩 :
The best
2026-09-17 10:15:56
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Andrew Kwong Chee Kheong :
now with $2168 monthly cpf life for 20 yrs enough. now am 69 yrs.
2026-09-18 11:47:30
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David J :
What a stupid way to calculate
2026-09-18 06:47:41
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kw :
move to msia, shd be enough
2026-09-16 15:41:36
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stanan828 :
base on the spending style of singaporeans even 10millions not enough !!!!!!!!!!!
2026-09-17 00:21:41
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Rloh16 :
every time i see such videos i avoid to comment .....
2026-09-17 03:09:37
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