@premiummallsingapore: A couple may reach 1M65 and feel they have “made it.” But what does that S$1 million actually produce in retirement income? Under the original 1M65 definition, a couple has S$500,000 each in CPF to fund CPF LIFE Standard Plan payouts from age 65. Based on the illustration, that works out to roughly S$5,140 a month combined. That is a meaningful retirement foundation. But after food, transport, utilities, healthcare, insurance, home upkeep, family occasions and inflation, it is closer to a basic subsistence retirement than a comfortable one. In this session, I break down what original 1M65 can realistically give a couple, why CPF LIFE matters, and why we may need to aim higher for the retirement lifestyle we truly want. For learning only. Please check CPF’s current calculator and your own circumstances before making decisions. #1M65 #CPF #CPFLIFE #SingaporeRetirement #RetirementPlanning

1M65 - Premiummall
1M65 - Premiummall
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Region: SG
Wednesday 16 September 2026 14:24:34 GMT
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user2574121312510
user2574121312510 :
I guess I better die the day I retire.
2026-09-16 17:22:16
0
marathonertick
Marathoner Tick :
thought you are going for 10M65 as a couple
2026-09-16 19:01:50
0
jude.au
Jude Au :
How about if a person is 55 this year and has ERS in the RA. is it enough to survive retirement at 65 qnd beyond ?
2026-09-17 00:17:40
0
wongyocksong
user2080259777312 :
Loo, who can earn enough to have a million dollars for a couple in their RA? Only those now earning say $15K /m as a couple per month ?
2026-09-16 14:52:27
2
user4044459138491
TropicalRed :
If you want to live a luxurious life with car, condo, big fish prawn, monthly or quarterly travel, expensive spending & etc than 2-5 millions also not enough.
2026-09-17 01:35:11
0
tehsiewdaiii
userss8189 :
Omg, I feel so stressful after watching this. How to survive as an elderly in 20++ years when inflation is so severe 😭😭😭
2026-09-16 14:41:00
2
jamesnth
Jamesnth Online Shop :
I remember when I was an undergraduate, I led a simple lifestyle and was able to survive with little money. Likewise when I was serving NS. I would also probably do the same at old age.
2026-09-16 14:43:28
3
thangappan.prasat5
Peter Raj :
singapore got retirement meh.
2026-09-17 22:48:32
0
please699
Shining stars 🤩 :
Oh now must need 10M65
2026-09-17 10:14:21
0
rabbita2003
断, 舍, 离 :
I don’t agree ! At 65 what do you need that hv to spend 5k for a family of 2 old folks?
2026-09-17 11:17:09
0
limteckkee
limteckkee :
I received $1867/- CPF pay is not enough
2026-09-17 07:47:58
0
jimmy.tan19
JTT :
If you want to eat at restaurants every day and want to drive Audi, BMW and Mercedes sure not enough.
2026-09-17 03:04:59
0
meutopia
Utopia :
So means need to retire elsewhere hmm
2026-09-17 08:39:46
0
lamsweelim
Lam Swee Lim :
thank you
2026-09-17 04:55:06
0
kamhongyeap
kamhongyeap :
Don't split with your partner. Stay close , sleep together , same car together...save rent , transport cost n food,too.. Last option , go stay in Msia .Half million for sea facing condo + RM6 000+ for food, etc . Park your savings balance in Spore bank shares.
2026-09-17 04:14:33
0
doomanager
doomanager :
No and no
2026-09-17 07:02:07
0
stanstan2014
stanstan2014 :
Go to Kelantan
2026-09-16 16:02:51
0
please699
Shining stars 🤩 :
The best
2026-09-17 10:15:56
0
andrew.kwong.chee
Andrew Kwong Chee Kheong :
now with $2168 monthly cpf life for 20 yrs enough. now am 69 yrs.
2026-09-18 11:47:30
0
david101065
David J :
What a stupid way to calculate
2026-09-18 06:47:41
0
kw92145
kw :
move to msia, shd be enough
2026-09-16 15:41:36
0
stanan828
stanan828 :
base on the spending style of singaporeans even 10millions not enough !!!!!!!!!!!
2026-09-17 00:21:41
0
rloh16
Rloh16 :
every time i see such videos i avoid to comment .....
2026-09-17 03:09:37
0
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