Toju Egbe
Region: GB
Wednesday 16 September 2026 16:49:16 GMT
91868
2019
241
548
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user7085126224766 :
no one can explain the nhs pension. i just want to know what i get when I retire
2026-09-17 16:50:19
91
Spookyspoon :
So weird how we all in NHS PENSION for years yet we still don’t understand it 😂😂😂😂take my money
2026-09-17 09:16:17
162
Seashells 🐚 :
So basically I need to work for 54 years to get a whole orange….i’ll be 90 before my orange is whole 😆😆
2026-09-17 12:39:46
110
PaedsNurseChronicles :
What im confused about is everyone month 8.3 percent is deducted from my salary which is around £240 pounds a month so how am i only getting around £500 a year in pension pot if more is being taken out of my salary?
2026-09-17 16:12:10
16
user4739052494795 :
It’s an expensive scheme to be a member in. If like me you’re paying around £300 a month so £3600 a year into the NHS pension you need to live a lot of years after retirement age to get your money back, this is the maths I struggle with the most, the 2015 scheme is tied to the state pension age too which makes things worse because they keep putting it up.
2026-09-17 11:32:18
35
benedict :
How can you earn £500 a year when you’re paying almost that every month??
2026-09-18 07:12:08
9
JajaPhD :
Thank you. But I pay 9.8% of my salary as pension. Thats more than £500
2026-09-17 06:57:37
12
✨AlwaysSpiralling ✨ :
What really pisses me off is that I had worked for boots pharmacy for 27 years paying a pension the whole time and when I went to work for the NHS no one bothered to tell me I could merge that pension with my nhs one. You only have about 8-10 months to do it and then you can’t. It’s really annoying!
2026-09-17 15:57:54
15
Bint_al_3rab :
I think it would be easier to understand if you talk about let’s say 3 different salary bands and show us how much will come out as a pension contribution and how much we will get at 68 or 55. Don’t over complicate it with other figures or oranges please 🙏🏽
2026-09-17 21:48:32
10
Alistair 😷 :
So where is the rest of the money going that I pay into my pension?
2026-09-17 11:29:58
8
Em x :
the NHS pension is a defined-benefit pension, rather than a normal personal pension pot. Your contribution isn't buying a pot of money with your name on it. Instead, you're paying a percentage of your pensionable salary to participate in a scheme that promises you a calculated income in retirement. It isn't very clear from employers
2026-09-17 08:37:12
35
user57015849276206 :
not a good pension compared to what you put in
2026-09-16 23:11:54
7
samwadsley89 :
So in that sense a £27000 salary pays £2400 a year but only get £500? Is what most of you are thinking. But remember this if you did one year payed in £2400 your pension from the nhs will be £500 a year for your pension. For the rest of your life. You could have 30 years of pension so you make £15000 from £2400. Does that make sense to people?
2026-09-17 17:25:22
9
Tracy Lyons :
confused.com
2026-09-17 17:41:31
6
aliceinwonderland.uk :
I pay £10k a year in nhs pension to get £200 a year as a orange slide? where do the other money goes????
2026-09-19 23:04:33
5
Anita Taylor452 :
Yep I still don’t know a thing about my pension
2026-09-17 14:47:43
20
iamsweetie :
Please explain how part time hours would be calculated.
2026-09-17 05:22:50
7
User206 :
It will never be a negative evaluation, the uplift is by the rate of inflation lets say 3.1% plus 1.5% so your compounded pension over the years multiplied by that.
2026-09-17 16:57:50
6
Erica :
Respectfully, you need to rerecord this video. The amount of times you kept correcting yourself made this very confusing to follow.
2026-09-17 16:41:33
9
Garth Armlock :
Oranges give me the sh!ts, can I use apples instead? Or can I just get cash when I retire?
2026-09-17 06:59:18
9
cookieetime60 :
I’m paying £300 a month so I hope it ain’t £500 for a year!
2026-09-17 23:05:51
0
d :
54 pieces or percentage
2026-10-19 20:36:21
0
RU :
I took my 1995 left my 2015 or should say 2022 scheme under McCloud .
2026-09-19 00:19:32
0
Damo :
The way they use to calculate the ‘95 was your pensionable pay… namely you gross pay divided by 80… x your contributed years. But as its final salary, it’s the best of your last 3 years. So if you did loads of nights or overtime, it contributes to your pensionable pay. So if you’ve contributed for 20 yrs and your pensionable pay was £60k➗ it by 80 x by 20 it would give you an annual pension of £15k.
2026-09-17 23:12:30
0
Sarzza6410 :
Very helpful, but can I ask, what about my employer contribution? How is that added each year to my annual ‘slice’
2026-09-17 20:12:17
0
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