@jay.ar3: DM “BOSS” if you have a charge-off hurting your credit and you want help challenging it. A charge-off does NOT automatically mean you’re stuck with it on your credit report for years without options. Pull all three reports and carefully compare how the account is being reported. Look at the balance, payment history, account status, dates, ownership and other account information. If information is inaccurate or incomplete, you have the right to dispute it and request an investigation. Don’t just send generic letters claiming every charge-off is illegal—build your dispute around what is actually wrong with the reporting. And remember: getting a charge-off deleted from a credit report does not necessarily eliminate a legitimate debt. DM or comment “BOSS” for credit help. #CreditRepair #ChargeOff #CreditTips #CreditScore #FinancialLiteracy

Chelle124 :

Misleading information 🤣🤣 ppl read for yourself 😏

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