Check out this cute little triplex the IRS just bought me 😅🏡 And yes, I'm stacking 4 tools wealthy people use all the time. Here's the breakdown 👇 1️⃣ Cost segregation 🧾 Roughly 1/3 of the property value written off in year one via bonus depreciation. That's about a $230,000 write-off, or around a $60,000 tax refund 💸 Which just so happens to be my 5% down payment on a $1.2M property. 2️⃣ 5% down conventional loan 🏦 Low down payment, big asset. And it gets better… 3️⃣ Seller credits + PMI strategy 🤝 ✅ Negotiate up to 3% seller credit to help with closing costs ✅ I'm a realtor so I get 2.5% commission (more cash back at closing) ✅ And you can even have the seller pay a one-time PMI at closing. PMI protects the bank, not you 🙃 4️⃣ Expandability 📈 I'll rent units mid-term (30+ days) to travel nurses and doctors for 25%+ above market 🧳🩺 Want my free book on how to get started and structure deals like this? 👇 DM me FREEDOM in the comments and I'll send it. And if you like this kind of breakdown, hit follow and I'll see you tomorrow. ✨ #realestateinvesting #creativefinance #sellerfinancing #costsegregation #bonusdepreciation - @melissadorman