@nataliescottempowers: 💸£20k sounds like A LOT of money. Until you stop looking at the £20k and start looking at the plan 👀 Forget the big scary number and ask "what would I actually need to get there?" 1. Work backwards from your goal 2. Pick a combo of time, saving, income and spending Maybe you need 12 months Maybe you need 3 years Maybe tou need 5 Maybe you need to save more Maybe you need to earn more Maybe you need to spend less Maybe it's a combo of all three! #savingsgoals #savingchallenges #personalfinanceuk #moneycoach #income