The Bogetti’s
Region: US
Friday 18 September 2026 14:55:05 GMT
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Lavish :
I own multiple dealerships and I’ll tell u right now credit acceptance is hot garbage for both the customer and the dealer 😭
2026-09-19 02:01:33
81
i :
Repossession and recovery is very hard in New York due to state laws. You’re gonna see a lot less sub prime lenders in NY (I work at one)
2026-09-19 03:16:43
5
BrianG | Remote Coyote Tuner :
Banks make money when you make your payment. Not when they repo an upside down car and auction it. This is casino math you’re doing.
2026-09-18 21:34:23
23
Jonathan :
i owed 22 grand and they gave me the title so do I not have to pay anymore ?
2026-09-20 15:06:10
2
uziii :
lot of people going to bhph in NYC now
2026-09-19 12:26:41
0
Brian bushway :
At one point in my life, I needed credit acceptance they got me out of a bind. I know that it cost me way more than if I was able to go with another lender, but that’s the thing that most people don’t want to accept you don’t wind up at credit acceptance because you have options. They served a purpose for the market. I really hope this doesn’t screw people who needed them in the future.
2026-09-20 00:52:25
0
T Melendez :
banks that predatory lend should be heavily fined or not be able to be in the car loan bizz ..
2026-09-19 07:29:06
3
Jack Angelini :
Credit Acceptance gives the consumers with bad credit a 2nd chance no good deed ever goes unpunished it’s sounds to me ca should stop doing business in NY
2026-09-20 22:33:58
2
Dalton.McDermott :
So they just pretty much got a free car 😭 or am I hearing this wrong
2026-09-18 23:32:47
5
Big daddy 907 :
The thing is people make there credit score. They fuck it up on their own.. so yes you gotta pay a higher rate pretty simple
2026-09-20 06:22:22
2
AlbanianAce :
Dealers are the one who get screwed. CAC advances very money upfront and the dealer has a lot of it profit tied to it. Very bad bank.
2026-09-19 18:20:46
0
Matthew Mueller :
What happens for consumers who paid out their accounts
2026-09-19 18:45:20
2
Brandon :
These loans when used properly can really kickstart folks to the life they need. If dealers correctly use the credit acceptance program it is very easy for that customer to turn no credit score or a low credit score well into the range to be able to achieve loans with more conventional financing
2026-09-19 14:12:33
1
Cody Burns :
Sub prime
2026-09-18 22:19:34
3
First_over :
My cac rep once said they are a collection agency who specializes in car loans
2026-09-19 03:08:28
1
Daman :
... but u can rent a car for more money?
2026-09-19 03:05:23
0
Amer Khan :
It’s a sub prime lender what do you expect
2026-09-19 00:33:41
2
deansautocareky :
It’s not the loans on active cars. It’s deficits after repo
2026-09-19 01:17:53
0
Chris Carlisle :
Wild
2026-09-19 14:59:54
0
eatinggushers :
it's called "predatory lending" to people that can't afford a lawyer.
2026-09-18 23:04:35
3
gregbatman :
im a used dealer, i wont use them
2026-09-19 00:47:25
1
TiredMechanic :
They also falsely report to the credit companies. If someone get repo with them and pays the balance to get the car back, they will ask for the monthly to be increased and to split it into 2 payments paid every other week. But they will report every month from then on as a late as well. They are scum. Have watched many people fall victim to them.
2026-09-18 17:17:45
3
Kakamoney178 :
I'm in California, bring it. I got screwed
2026-09-19 01:14:18
0
1stsomething :
All organized clown theft
2026-09-20 08:23:32
0
First 1 there :
Let me guess, they were all black and arabs
2026-09-19 02:25:58
0
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