@daveramsey: I don't buy single stocks. They're higher risk and a lot more volatile, and you're betting the whole farm on one horse race. All it takes is that one company's leadership doing something dumb and you're the one who pays for it. I like the diversification of mutual funds. That's where all my retirement is. I invest in good growth stock mutual funds across four types: growth and income, growth, aggressive growth and international.

Dave Ramsey
Dave Ramsey
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Saturday 19 September 2026 14:35:00 GMT
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dj201650
dj201650 :
He knows you can buy mutuals and ETFs on Robin Hood right?
2026-09-19 15:27:02
96
gumby1011
Gumby101 :
This is just goofy. I made 7% in the last month with individual stocks. ETFs are boring.
2026-09-19 18:21:01
27
burley9902
burley :
but its fun dave.....
2026-09-19 18:34:02
5
sal578622
Blackheart :
If u wanna lose go ahead and buy single stocks.
2026-09-19 16:34:18
9
bobomcchimpy
Rob :
The ony people who get rich buying single stocks are politicians who write the laws that control the industries.
2026-09-19 14:42:56
22
skippertw
Scott D :
Never made any sense. Fidelity, Schwab, E*trade all have the same services. And offer support.
2026-09-19 15:02:19
10
trenteichenlaub
Trent Eichenlaub :
I’ve made 38% in three years seems well above the s&p
2026-09-19 21:59:24
10
mattcooks_secrets
Cooking Secrets :
I’ve put 60% of my portfolio into the s&p 500, 20% in 30 year bond to protect against crash, and 20% single stock picks based on my own research. Despite only being 20% of my account, my single stock picks make more in total than the entire rest of the account
2026-09-19 21:23:22
7
steventylerisgoofy
user122384255948 :
To truly be profitable in buying single stocks an intense amount of analytics is required. Looking at PE ratios, forward PE, PEG, how those all compare to overall industry averages, looking deep into company Financials specifically 10k, checking earnings reports, and keeping up with international/national news that could impact that companies stock price. Truly unless you have ample time or a finance degree and can understand all those ratios and interpret them its better to just buy an ETF.
2026-09-20 00:21:54
7
robertgra4
Robert Graham :
I’m up about 200% this year
2026-09-20 00:55:23
7
sammynole
Sammy the Bourbon Nole :
You can buy plenty of ETFs on the hood.
2026-09-20 03:27:52
10
ll7983148
Oscan_449 :
On Robinhood I’m at 39% so far this year and have never been less than 24%
2026-09-19 23:59:28
5
alltheway800
alltheway :
I do both, but any investing is good 👍
2026-09-19 20:53:12
8
theundefeatedlife
THEUNDEFEATEDLIFE :
this is brand protection rather than suggesting any sort risk which could reflect on ramsey....
2026-09-20 05:48:14
7
drbrass1959
STONKER :
Robinhood offers Index funds and Mutual funds In The form of ETFs
2026-09-19 17:54:30
7
jjxxllxxllxxjj
R X13 :
You can be as diversified as the “market” with 10-15 individual stocks. And by the way be honest here Dave…at this point the “market” returns are themeselves levered to Apple, Google, etc (the handful of massive market cap stocks).
2026-09-20 17:30:25
6
adam_02kf
Adam_02+ :
I just buy dividend ETFs
2026-09-20 17:55:57
8
ginvestor1
Greg :
Duh wrong. Bought MO at $53 up 35 % and collecting fat dividends!
2026-09-20 02:43:42
8
ronnie_rigatoni
Llamas_Rule :
Your advice for millennials and younger should just be - better luck next time
2026-09-20 12:22:14
5
jawdan.7
Jawdann :
Facts
2026-09-19 14:42:13
8
sur_red
sur_red :
what market is making 12% apy lol
2026-09-19 19:30:11
6
bulle700
simone.bulleri :
in borsa si perde anche eh se no è troppo facile.
2026-09-20 06:08:38
4
ty_taktor
ty_taktor :
However☝🏼, the S&P 500 yields a miserable 1%👎🏼. One can get easily get an avg 6% yield from 15 highest yielding stocks in the S&P.
2026-09-19 16:27:03
5
bigfriendly1
user5024249515010 :
but it's fun :)
2026-09-21 00:55:27
4
28912001asi
28912001asi :
Except every mutual fund has single stocks, like Apple, and Google, which you can buy directly instead of having to go through the every dollar app, and the Ramsay paid advisors
2026-09-19 19:27:48
4
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