I was just having this conversation with my child. I can’t afford to rent & my mortgage is affordable but the upkeep is making me house poor. I’m stuck at this point
2026-09-21 00:11:09
4
Uniquely Introverted :
My interest rate is 3.5 and I still want out. Maintenance is draining me. To replace two AC units is over $15k, plumbing issues, and all my appliances need to be replaced. I’m over it and it is overrated!!
2026-09-20 02:57:44
22
andi9899 :
What about a 401K loan? No credit needed and you pay yourself back instead of a lender. They just take a certain amount out of each check. You could get the repairs done that way.
2026-09-20 21:19:28
3
Carlotta Collins-955 :
OMG!! I felt the very same way and did a Chapter 13 BK. I was so stressed out without the dogs. I just ended up selling in order to live. HUDs “help” turned out to be a whole joke once I sold. Good luck to you!!
2026-09-20 15:50:16
1
Tahyisha | Love & Life :
Selling my house was the best thing I ever did
2026-09-20 18:58:04
3
tiffanyfrasier5 :
Hey sweetie. Reach out to habitat for humanity to see if the can help with your repairs. Especially since you have a small child.
2026-09-21 01:19:00
2
sheesh15MMA :
Most people are in this position, but you're brave enough to tell it, but everybody else is in the misery loves company. They feel like if they did it. You have to do it too
2026-09-20 19:47:42
4
Queen Sham👑 :
Just renewed my lease for the 3rd time.
2026-09-20 20:56:58
3
Drew Handforth :
Yes!!! I sold my home and went back to renting!!!!! I am a single mom and I was worried I couldn’t replace what needed to be fixed..it drained me!!!!! I could my mortgage but god forbid I needed a new furnace!!!!
2026-09-19 03:39:02
8
getyourkeyswithkeni :
Most apartments won't allow pit bulls. Homeownership is ALOT. Especially for one person.
2026-09-20 02:42:35
4
CoCo 🔥 :
RENT OUT ALL YOUR EXTRA ROOMS!!
2026-09-20 03:17:04
0
Bootron23 :
In a similar situation. I did the minimal work to get it rented out because my interest rate is 2.8🙏🏽. My tenants pay almost double what the mortgage payment and I take that $1000 profit into my rented luxury town home in a resort community and don’t worry about NOTHING!! Your situation is shitty right now but don’t sell it due the minimum and rent it out
2026-09-19 19:14:52
6
Jane T :
Completely understand. I bought my house in 2000. My payment was $750. Now? It’s $1850/mth bc of mainly property taxes. It needs work. Property value is $240k but I’d only be able to sell for maybe $150k (maybe). I’m tired of stressing about having to pay for any type of repair or replacement. The only reason I’m still here? I’m almost paid off.
2026-09-21 01:30:00
0
Stacey :
What kinda of loan do you have?
2026-09-19 02:49:42
0
thedmvshow7 :
🤔sounds like you just bought more than you needed.if you have equity, sell it now. down grade and take the lesson...you'll thank me later🤔😳😳😳😳
2026-09-20 19:12:22
0
Anita Herron :
The millennial crash out is so real. I’ve been having a similar one, but on the rental side 😳😏
2026-09-20 03:39:17
1
Golden vial creations tarot :
Give the dogs away to a good home and move in a apartment and invest the rest and live comfortably
2026-09-20 18:21:31
3
user7484539470103 :
My prayers are with you
2026-09-20 20:06:20
3
Ray & Everything :
3 pitbulls?
2026-09-20 20:54:35
0
lamar truth :
Best believe if they start opening stuff up they will find more.
2026-09-20 22:18:55
0
Brown Jay :
I’m here with you .. I absolutely hate it here
2026-09-19 03:56:03
3
Nurse Myla Caretoons :
Your nails are pretty
2026-09-20 17:45:06
0
iam_Ldubb :
$10-20/k starting costs for repairs and renovations and the jobs paying $45k-50/year.
2026-09-20 16:37:53
1
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