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@guloojan:

⟡༺ 𝑺𝒂𝒃𝒂 ༻⟡
⟡༺ 𝑺𝒂𝒃𝒂 ༻⟡
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Region: PK
Saturday 19 September 2026 13:14:30 GMT
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The accounts above are only mine and only consist of my traditional retirement accounts: my 401k and Roth IRA. My cash, taxable brokerage and husband’s accounts are not included. If I do not touch these accounts until I’m 65 I will have 4M invested, assuming a 10% return and 3% inflation rate. Based on the 4% rule, with 4M invested I can safely withdraw $160,000/year and theoretically never run out of money. That is DOUBLE what we currently spend now as a household. I frontloaded my retirement by starting early and aggressively. I now feel a sense of peace because my retirement is “covered” no matter what I do. Yes live your life and enjoy your 20s/30s, but also keep in mind our dollars are WORTH more the younger we are. If you have any questions about Coast FI or FIRE, I am an open book 📖
The accounts above are only mine and only consist of my traditional retirement accounts: my 401k and Roth IRA. My cash, taxable brokerage and husband’s accounts are not included. If I do not touch these accounts until I’m 65 I will have 4M invested, assuming a 10% return and 3% inflation rate. Based on the 4% rule, with 4M invested I can safely withdraw $160,000/year and theoretically never run out of money. That is DOUBLE what we currently spend now as a household. I frontloaded my retirement by starting early and aggressively. I now feel a sense of peace because my retirement is “covered” no matter what I do. Yes live your life and enjoy your 20s/30s, but also keep in mind our dollars are WORTH more the younger we are. If you have any questions about Coast FI or FIRE, I am an open book 📖
A curse or a blessing? This is what it looks like when you spend your whole life working with technology and electronics. Do you need all of this? No! Is it nice to have? Yes! #flipperzero #clockworkpi #uconsole #cyberdeck #cardputer
A curse or a blessing? This is what it looks like when you spend your whole life working with technology and electronics. Do you need all of this? No! Is it nice to have? Yes! #flipperzero #clockworkpi #uconsole #cyberdeck #cardputer

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