@syeds_wealth_blueprint: You can start your own bank too — not a physical one but a financial structure that borrows money cheaply, lends at higher rates, and pockets the spread. That net interest margin is how banks have made billions for centuries — and three vehicles let everyday investors participate in it. AGNC Investment Corp borrows short-term and buys government-backed mortgage securities — yielding 13.7% monthly. Ares Capital ARCC borrows at institutional rates and lends to mid-sized businesses at 10% to 12% — yielding 10.1%. PIMCO Dynamic Income PDI uses leverage on a bond portfolio — yielding 12.4%. All three pass nearly all income to shareholders monthly. On a $100,000 portfolio with 15% equally split across all three — roughly $1,800 to $2,000 in additional annual income just from owning the spread. A former hedge fund manager explains exactly how the bank model works — and the risks you must understand before using it. Not financial advice. Investing carries risk and permanent loss of capital. #AGNC #ARCC #PDI #incomeinvesting #dividendstocks