@nateloans: Always read the fine print before signing the dotted line. Lenders will try to trick you into believing their low rate is the best deal but then charge you thousands of dollars on the back end where you’re not looking. Everything is on the loan estimate but most people skip over it you have to look at section A to see how much you’re paying for the loan and if it’s more than $1500 you’re buying down your rate. If you want me to review your loan estimate for free click the L.I.N.K in my bio and upload it to my rate quote tool. . . . #mortgage #mortgagetips #firsttimehomebuyer
Yeah, they promise me 5.8% and the they showed up with a 6.75%
2026-09-20 21:55:50
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enriquec :
Another thing to keep an eye on is when loan officers build your escrows. Loan officers can and will put the minimum to build your escrows to make their closing cost look good. Make sure you look up your states property tax due dates and you’ll have a good idea what should be in there
2026-09-21 18:10:52
0
smoothkriminal4_ :
This is too real. Lender on my first home thought he had a lick. I caught so much stuff. I’ve worked in finance. They had new clue. The amount of things they had to do for me to “make it right” you wouldn’t believe. Had the VP of the company calling me to iron out my wants.
2026-09-20 20:12:40
12
Sherry Gipe :
they havent even sent me a loan estimate yet 😔
2026-09-21 00:28:03
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Queen Bee👑 :
Why does the lender add the “buy down rate” charge if the APR is based off your credit score?
2026-09-21 02:15:58
0
. :
What if you snap & picture into Chat gbt lol
2026-09-21 01:54:22
2
Thunder :
How do you figure $1500 a lender told me it’s only borrower paid?
2026-09-21 04:35:13
0
❤️🔥✨Gatubela✨❤️🔥 :
I just followed you🥺 went to see house that we liked today
2026-09-21 02:23:09
1
Golden_6.7_ :
So do you negotiate to have them lower the amount in section A or do you chose a little higher interest rate and them not have any money in section A
2026-09-20 21:29:06
1
Nurse Akeem :
Mortgage tip. Don’t get one.
2026-09-20 23:31:57
1
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