fireby38
Region: US
Monday 21 September 2026 02:09:12 GMT
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Brandon :
You’re not living off of 1.7M for life at 38. 1.7 might be enough to retire if you’re 70
2026-09-21 16:23:11
558
robin :
Who’s gonna tell them
2026-09-21 23:44:42
693
Preston Stephens :
$1.7M at 38 will not carry you the rest of you life unless you plan to not have children and live extremely frugally. Using the 4% rule, that’s only $68K before tax. Inflation will make that feel like nothing.
2026-09-21 03:52:09
197
HurricaneRanger :
Very admirable, but how are you going to retire at 38 if all your assets are tied into retirement accounts you cannot touch without penalty
2026-09-21 13:56:12
191
Just Your Average Josh :
I have $1.6M right now at 34 and I promise you, I’m not even close to retiring especially if kids are in your future. $5-10M is the number keep grinding
2026-09-21 19:41:35
51
FatherFigure :
1.7 mil by 38 wont make work optional. If you plan on having kids, owning a home, decent vehicles, and vacations - you’ll need about 5x that to have work be optional. You’d be lucky to have 1.7 mil put 2 kids through college in 20 years.
2026-09-21 13:39:58
5
Leilee Sarah :
I’m confused on how 1.7 mil is gonna get you through you deathbed lol… 1.7 mil is great if ur 65 and retiring… not when ur only 38
2026-09-22 17:06:17
0
Aabbcc :
I went college wanting to retire at 45. One income. Retired at 43 and 9 months with around $2,000,000. 60 in a month net worth now is $8,715,000. $400,000 passive income a year. Making money isn’t work when you don’t have to work.
2026-09-21 11:33:13
8
Edun91 :
unfortunately, 1.7M at 38 isn’t enough especially if you plan on having kids.
2026-09-22 01:28:57
9
CrashOverride1984 :
Dude not even remotely close. To retire that early you need at least 5 million at least.
2026-09-21 20:31:04
9
dinosaurs_enthusiast12 :
how do you access your roth and 401k before 59 without a huge penalty tho?
2026-09-22 11:54:38
22
I Luv Spam :
Assuming this is no kids? No travel? No health insurance?
2026-09-22 02:53:42
28
Nesteggz :
Roth IRA contributions can be withdrawn anytime, tax- and penalty-free. Only the earnings are locked until 59½. Early retirees bridge the rest with the Rule of 55 and 72(t) payments.
2026-10-20 02:10:27
0
kimmylala3 :
You will need a zillion for healthcare if you retire that early.
2026-09-21 12:58:39
35
youthere :
that's not nearly enough to reitre at 38..need more millions
2026-09-21 17:47:44
13
detailelement :
You’re doing great! Keep saving and investing. You are definitely going to make it happen 🙌🏼
2026-09-22 16:21:01
1
Kyle Van :
Yeah your target is too low and you need to start putting way more in
2026-09-21 13:58:48
6
almost⚡️heaven :
$1.7M in 15 years won’t be enough to retire.
2026-09-23 04:00:52
12
Sam Short :
Uhhhh you can’t draw your IRA out at 38….
2026-09-22 11:33:14
5
alexcraw110 :
I don’t think I’m gonna use your guide thank you tho
2026-09-22 21:51:08
3
J Sheibs :
Make sure you adjust for inflation
2026-09-22 13:57:51
2
moeee214 :
Invest
2026-09-21 18:48:05
0
KC :
I think this video shows you enough not to buy any financial advice from them 🤪
2026-09-22 05:53:25
4
icecream12335 :
Only $15,000,000 more needed if factoring in inflation for as young as you both look… and some of that mentioned invested money is only accessible at ages later in life…. Early retiree here in the know
2026-09-22 20:20:40
2
Kevin :
No hate, what good is 80k in retirement when you retire at 38? Can’t touch that money for another 30 years
2026-09-22 05:47:11
2
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