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⎯͢⎯⃝Ꭵᵐᚐ:Ꭾ̶ⁱ̶ⁿ̶iᵏ̶̶:⸙•❥Sumaiya
⎯͢⎯⃝Ꭵᵐᚐ:Ꭾ̶ⁱ̶ⁿ̶iᵏ̶̶:⸙•❥Sumaiya
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Monday 21 September 2026 04:18:02 GMT
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Change my mind: Investing in individual stocks like Apple, Tesla, Meta…is completely illogical. The odds are STACKED against you (and by the time you’ve realised that you’ve lost out, it’ll be too late to catch up). But more importantly, it’s a WASTE of your precious time and resources.  If your goal truly is to build wealth, why not accept the average stock market return from passive investing (zero time commitment) and spend your time building a side business? If you can generate £100,000 a year from a business AND get a 7% stock market return through passive investing (could be more, could be less, just an illustration and not a guarantee), that will provide a much bigger ‘return on investment’ for you than picking stocks,  and that’s assuming you DO somehow manage to outperform the market (odds say you won’t). If you DO find yourself in the top 10 of professional investors after 15 years, will it even have been worth it? How much time did you sink into studying stocks, analysing balance sheets, monitoring P.E ratios, and lying awake at night worrying about 4th quarter profits of some random company you thought was going to the moon?  Think: What was the opportunity cost? What could you have done with that time to generate more funds? Could you have built a much bigger business and invested those profits passively? Think: do I want to bet my future on a 10% chance to win, and will it even have been worth it if I do win? #stockpicking #investing #etf #indexfunds
Change my mind: Investing in individual stocks like Apple, Tesla, Meta…is completely illogical. The odds are STACKED against you (and by the time you’ve realised that you’ve lost out, it’ll be too late to catch up). But more importantly, it’s a WASTE of your precious time and resources. If your goal truly is to build wealth, why not accept the average stock market return from passive investing (zero time commitment) and spend your time building a side business? If you can generate £100,000 a year from a business AND get a 7% stock market return through passive investing (could be more, could be less, just an illustration and not a guarantee), that will provide a much bigger ‘return on investment’ for you than picking stocks, and that’s assuming you DO somehow manage to outperform the market (odds say you won’t). If you DO find yourself in the top 10 of professional investors after 15 years, will it even have been worth it? How much time did you sink into studying stocks, analysing balance sheets, monitoring P.E ratios, and lying awake at night worrying about 4th quarter profits of some random company you thought was going to the moon? Think: What was the opportunity cost? What could you have done with that time to generate more funds? Could you have built a much bigger business and invested those profits passively? Think: do I want to bet my future on a 10% chance to win, and will it even have been worth it if I do win? #stockpicking #investing #etf #indexfunds

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