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@nxhshop13: pil ampuh pengusir monyet burung tikus babi #pilmonyet #burung #tikus #babi #monyet-634785

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Region: JP
Monday 21 September 2026 08:39:19 GMT
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Comments

lilenpita
Lilenpita :
bagus juga ya dek ok🥰🥰
2026-10-03 12:00:14
0
indilenjau
Indi Lenjau :
sy mau pesan
2026-09-30 05:30:10
0
kasdan.kasdan6
Kasdan Kasdan :
bagus bosku untuk mengusir hewan yang berbauhaya selamat dek amin
2026-09-29 15:35:21
0
pengho234
ROSO :
wah itu obat tuh mantap sekali Om itu mantap itu hewan-hewan takut semua
2026-09-26 06:15:35
0
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5 steps to being financially free 1. Take your monthly income and multiply it by .55 this should be the maximum amount you spend on your needs. This included actual needs to survive like housing, bills, transport to work. Not getting your nails done 😉 2. Take you monthly income and multiply it by .10. This is the amount to put toward paying down debts. If you don’t have any debt invest it instead. Don’t spend it on useless stuff like takeaways. 3. Take your monthly income and multiply it by .15. This should be the amount you use to budget for your short terms saving goals and sinking funds. This should include things like holidays, Christmas, birthdays , buying a car, saving for a home . Honestly automate these into saving pots and you’ll thank your future self especially when it gets to Christmas. 4. Take your monthly income and multiply it by 0.05 for your guilt free spending . Yes .05! This is for your treats or your WANTS. This includes things like getting your nails done, your hair down, going to a spa, getting new clothes, takeaways or eating out. You get the gist it’s things you want but you don’t actually need that you should spend on without feeling guilty. 5. Take your monthly income and multiply by 0.15. If you do this from the age of 18 you’re going to be financially free so much earlier than you think. To get the gains in 10,20,30 or 40 years you actually have to leave it alone to get the gains, so invest it and don’t touch it for a minimum of 5 years but leave it for as long as you can. Bonus - calculate your fire number to find out when you’re expected to be financially feee following this strategy. If you want to get started with investing the link to my favourite platform is in my bio. These rule are general rules of thumb but they definitely give you a starting point if you genuinely do want to become financially free before the standard retirement age. When investing your capital is at risk. Past results don’t guarantee future results. Always do your own research. #PersonalFinance #monthlyincome
5 steps to being financially free 1. Take your monthly income and multiply it by .55 this should be the maximum amount you spend on your needs. This included actual needs to survive like housing, bills, transport to work. Not getting your nails done 😉 2. Take you monthly income and multiply it by .10. This is the amount to put toward paying down debts. If you don’t have any debt invest it instead. Don’t spend it on useless stuff like takeaways. 3. Take your monthly income and multiply it by .15. This should be the amount you use to budget for your short terms saving goals and sinking funds. This should include things like holidays, Christmas, birthdays , buying a car, saving for a home . Honestly automate these into saving pots and you’ll thank your future self especially when it gets to Christmas. 4. Take your monthly income and multiply it by 0.05 for your guilt free spending . Yes .05! This is for your treats or your WANTS. This includes things like getting your nails done, your hair down, going to a spa, getting new clothes, takeaways or eating out. You get the gist it’s things you want but you don’t actually need that you should spend on without feeling guilty. 5. Take your monthly income and multiply by 0.15. If you do this from the age of 18 you’re going to be financially free so much earlier than you think. To get the gains in 10,20,30 or 40 years you actually have to leave it alone to get the gains, so invest it and don’t touch it for a minimum of 5 years but leave it for as long as you can. Bonus - calculate your fire number to find out when you’re expected to be financially feee following this strategy. If you want to get started with investing the link to my favourite platform is in my bio. These rule are general rules of thumb but they definitely give you a starting point if you genuinely do want to become financially free before the standard retirement age. When investing your capital is at risk. Past results don’t guarantee future results. Always do your own research. #PersonalFinance #monthlyincome

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