@daveramsey: Ever feel like you work hard all week, pay the bills and then wonder where all your money went? That's what happens when debt and disorganization run your life. The check comes in, all the money goes out, and you still can't figure out how you're getting to the grocery store. A budget is telling your money where to go instead of wondering where it went. If you don't make a plan for your money, that lack of a plan will forever control you. If you've never created a budget before, my budgeting app @EveryDollar makes budgeting simple.