@yvonneonscreen: To break the trap and use your card strategically: Take the credit card off your Apple Wallet and Google Pay immediately so you can't casually tap it and give it 1 Job. Make sure you automatically pay off the full balance via Direct Debit every month. #CreditCardDebt #personalfinanceuk #MoneyMindset #financialsecurity

Yvonne Onscreen
Yvonne Onscreen
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Region: GB
Monday 21 September 2026 16:18:25 GMT
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bramwell_59
Bramwell❤️✝️🇬🇧 :
When is her right time to start creating a credit score?? I am student tho
2026-09-24 05:33:15
1
kobina_ebo19
kobina_ebo19 :
Interest nti I don't use it
2026-09-23 12:45:29
1
ebunite8
Ebunite :
If I need to use a credit card then it’s not worth it
2026-09-22 16:27:03
1
modupeilori226
modupeilori226 :
By giving it back to the person that gave you.
2026-09-23 09:14:41
1
noreanailz
✨THE GEL NAIL-TECH✨ :
I don’t have credit cards oooooooooooo
2026-09-21 22:53:32
2
mariam.mudashir
Mimi❤️ :
My credit score just reduced by 4 points because i didn’t used 1% of my credit card limit.
2026-09-21 17:53:02
1
yvonneonscreen
Yvonne Onscreen :
Part 3 is here!!
2026-09-23 16:12:43
0
nanayaa_uk
Nanayaa :
She can start by being financial disciplined and stop impulse buying.
2026-09-22 10:40:10
1
adebukollami
Queen B :
Use like it comes out of your account immediately, I use my credit but pay the full balance monthly, I have only paid interest once and that is because I forgot to set up my direct debit, if I have spent a lot I pay before the month ends so at the end of the statement cycle I have less to pay
2026-09-22 11:41:20
1
veno0911
Veno0911💛 :
Me for my personality type as an impulsive spender 🤑 it’s a No no no 😅 I’m paying interest of £41 every month until I win the lotto to pay off outstanding full balance
2026-09-21 20:29:59
1
mrsjulz
Sunshine :
U spend n refund dats how , I just spent 34 pounds this morning n I returned it this evening
2026-09-22 13:08:37
1
mightythree00
Mighty🌸💓✝️ :
I liberate my self form this habit by fire by force 🤣🤣🤣🤣
2026-09-22 09:45:59
1
phadesh
Morayomi :
firstly credit card is not on my Google pay, secondly my credit card are extremely for necessity, thirdly I make sure I pay my credit card bill in full even if I will still go back to it again next month..👌👌👌
2026-09-22 12:43:25
1
msflowers0310
Flowers 💐🌹🌸 :
My dear I totally act like I don’t have it , I live within my means I only use it on extreme emergency and I refund ASAP
2026-09-22 00:34:49
1
edwhina1
edwina ogi :
Simple, remember it’s not your money, remember you’ll have to pay it back, do that and you’ll never go overboard
2026-09-21 18:01:36
2
leftovekid
Daniel’s 1993 :
it really sad
2026-09-22 06:50:47
1
yvonneonscreen
Yvonne Onscreen :
Part 2 is here!!
2026-09-22 16:34:36
0
noreanailz
✨THE GEL NAIL-TECH✨ :
Ding ding dinging😂😂
2026-09-21 22:55:18
1
belbent2020
Nana Ama❤️ 🇬🇭 :
Ding ding ding ding 😂😂😂
2026-09-21 17:03:25
1
koavault
KOA Vault :
B4 you know it, £500 has been dinged 😂😂😂.
2026-09-21 17:05:31
1
newkaytee
Kay Tee :
On that note, ding😂😂😂
2026-09-21 16:59:05
1
sharmie050
sharmie :
Not having one is the solution
2026-09-21 17:07:04
4
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