@caonhanfsm: Daily Rate Update 09/21/2026: Conventional remains at 6.875% (APR 6.928%), while Non-QM improved to 6.875% (APR 6.961%). The 10-Year Treasury eased below 5% as oil prices declined, but Fed uncertainty keeps the market volatile. Closing within 30 days? I lean toward locking; longer timelines may float cautiously with a clear lock trigger. Nhan Cao | Mortgage Broker | 408-900-6789 | NMLS #1976060. Rates and APRs are subject to change and borrower qualifications. #MortgageRates #HomeBuying #MortgageBroker #SanJoseRealEstate #NonQM

Cao Nhan | Mortgage Broker

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Monday 21 September 2026 17:17:26 GMT