@joshua.talks.finance: TFSA Masterclass: Leaving your Tax Free Savings Account in cash at a bank could cost you MILLIONS. Same account, same tax benefits — the only difference is where your money sits. R3,833/month for 40 years: 8% (bank) = R7.07M vs 12% (ETF) = R25.25M. That's an R18.18M gap for doing nothing differently except your investment choice. ⚠️ This is general financial education, not personalised financial advice. Past performance doesn't guarantee future returns — always do your own research or consult a financial advisor. #TFSA #TaxFreeSavings #PersonalFinanceSA #InvestSmart #WealthBuilding