Humphrey Yang
Region: US
Monday 21 September 2026 19:51:14 GMT
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silly_lady_888 :
Paying off the mortgage early lowers your monthly burn rate and gives you peace of mind. I did it.
2026-09-21 22:25:26
298
. :
Behavior finance - being debt free feels better than potential money in the bank
2026-09-21 20:55:51
316
PinayKusinera :
I am that idiot. I work in an industry that has constant layoffs. I did not want to worry abt losing the house at the next layoff.
2026-09-21 21:51:56
125
A R R :
Paid off 2.1% mortgage, 4 yrs away from retirement and really dont care for monthly payments
2026-09-21 23:01:07
99
laurenelizabeth2388 :
Even with a paid off mortgage I still have property taxes and home insurance. Plus cost of repairs/upkeep. The monthly expense didn't disappear, it just lowered 😭
2026-09-22 01:18:53
27
__maestro__ :
That’s what I did. I got laid off couple of months ago and I’m not stressing on job hunting.
2026-09-21 23:52:13
63
meowamine :
Just give shakera a 👎
2026-09-21 20:27:08
0
tayshane11 :
Me. I did that. Family of 5. 1 income. So now I have $2M net worth. Normal guy.
2026-09-22 01:24:07
23
Healthy Money Habits Hub :
I am that person. My sleep can't be more peaceful 😴 😌 🥰
2026-09-21 21:28:59
34
Nick :
I mean if you don’t pay off early & you get laid off, you still have the giant sum of money in the market to help
2026-09-21 20:46:30
23
Rosie :
My 27 year old daughter built a 1.5 mil. home in SC, she got a 7 year mortgage and will have paid hers off before she’s 35.
2026-09-22 22:00:12
11
ROSS is BOSS :
Paid off my 2.25% 15 year mortgage in Los Angeles 10 years early. I’d do it again every day of the week.
2026-09-23 21:04:39
2
Mitch ❌ 954 :
Paid off a 30 year in 20. Best move ever
2026-09-21 21:47:01
10
User764652 :
2.8% here. If it makes sense, at some point , I might pay it off early because being debt free is extremely powerful and liberating, especially during difficult economic times.
2026-09-21 22:28:21
20
The College Investor :
Real estate is also not a risk free investment
2026-09-21 20:42:24
9
Jstraw :
I got some inheritance money and used it to pay off my house that had a 2.3 interest rate. I have a pretty low risk tolerance. This allowed me to stay home with my kids for the years that I wanted to and sleep easy. I have zero regrets. Would a finance person tell me that was stupid? Probably but I IDC
2026-09-26 12:09:53
0
shelly gayle :
Yes, and one benefit is that by having a home paid off allows us options to start a business or pursue other opportunities than can yield higher returns.
2026-09-25 10:36:58
0
9inbull :
hot take owning your home is never a bad idea
2026-09-27 04:46:54
0
Den Heffe :
I refinanced my mortgage to 2.75% at 15 years. no plans on paying it off early.
2026-09-21 20:06:39
10
realxb100 :
No! I have 2.5% and 10x my payoff in the market. That’s free money.
2026-09-22 00:17:18
2
Charlie :
Some times peace of mind is more valuable than more money.
2026-09-23 17:25:06
3
Esteban :
I completely understand the feeling of being mortgage free. but you’re missing the feeling I feel now after five years. I can pay off my mortgage anytime now, but I don’t and I’m getting loads of passive income. That feeling I don’t know if it’s better, but I cannot believe it. now I can still pay off my mortgage if I wanted and still have plenty left over for passive income
2026-09-22 16:27:41
1
whatdoyoucare 🇳🇱 :
@whatdoyoucare 🇳🇱: Yeah, did exactly that. I just had a conversation about the purchase of a new house today. It was suggested we could close after I sold my old house. I could tell them this wasn't necessary.
2026-09-22 11:35:53
1
Stephanie :
It’s me! I’m rare!
2026-09-22 02:57:38
1
JAG2 :
Hell yea! Thats me!
2026-09-21 21:10:26
1
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