@melissadeps: Are you on a budget? 👀 Have you ALWAYS been on a budget, or is this something you had to learn later in life? And if you’re *not* on a budget… do you feel like you probably should be? 🤔 I genuinely want to know where everyone falls on this because budgeting has looked SO different for me over the years. And shameless plug: if you’re ready to start budgeting but don’t know where to begin, I use EveryDollar + my own budgeting spreadsheet to keep us on track. Both are linked in my bio! 💰 #Budgeting #budgetingtips #moneysavingtips #debtpayoff #momonabudget
We are tracking our spending on a spreadsheet and working on paying off debt. 😁 Love following you!
2026-09-25 10:59:10
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Brittney :
Do you still use your cards (paying off what you spend) while paying off debt or did you cut up your cards?
2026-09-22 21:48:31
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Basic Dad :
Not on a budget. 100% debt free. We put 100% of my wife's part time job earnings into savings and live off my income. We discuss larger purchases, other than that we spend whatever but obviously within reason.
2026-09-22 19:07:34
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Maddie | Sunrise Savings ☀️☕️ :
Not officially (yet) but I know this is the next big step for us.
2026-09-22 16:40:07
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Andrea Miles :
Yes! Because of you!!
2026-09-22 22:17:44
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Joey :
No budget…waiting until after April 17, 2027
2026-09-23 01:30:19
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janette..p4 :
No budget
2026-09-22 21:22:13
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mel_dulude :
I watch our spending and we have a strategy to start October
2026-09-22 22:40:19
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Meagan Hess :
So I think this is actually a two-part question. Question number one being: do you know where your money’s going? And question number two would be: are you on a budget and/or are you sticking to your budget. I know where all my money goes goes because I use a checkbook register and a spreadsheet. But I’m not following a budget in the sense that I have a specific dollar amount allotted for each category. Do I need to be on a budget and have an allotted dollar amount for each category? Yes, absolutely. It’s just getting there and sticking to it that I struggle with.
2026-09-22 18:38:12
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Becky HILL :
nope and no budget
2026-09-22 21:32:33
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Jocelyn :
I am not on a budget but definitely should be
2026-09-22 17:04:24
1
🌻 :
Yes!
2026-09-22 14:44:42
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Chelsea 🌱🐓✨ :
Before I met my husband I was super on a budget. Together we are still working to combine our finances. We have a budget spreadsheet and we do discuss a budget or plan. I would say I am more for it and pull teeth to get my husband on board
2026-09-22 14:22:44
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Bipap :
Is there anyone who is not on a budget? I use excel spreadsheet
2026-09-22 18:35:05
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