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Wednesday 23 September 2026 13:05:05 GMT

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Here's how I'd make my kid a millionaire before they're 23. Put £1,000 into an investment account the day they're born. Then add £200 every month, plus £200 on every birthday and every Christmas. By 18, assuming a decent strategy averaging 20% a year, that's grown to £415,000. You could hand them that pot on their 18th birthday. Don't. That's a bad investment. Because it all sits inside a Junior ISA, every penny of that £415,000 is tax-free. Keep going instead, same contributions, same strategy, right up until just before their 23rd birthday, and that £415,000 becomes over a million. That's the whole point of starting early. Time does the heavy lifting, not luck. What would you do differently if you'd started your kid's investing account the day they were born? 👇

Here's how I'd make my kid a millionaire before they're 23. Put £1,000 into an investment account the day they're born. Then add £200 every month, plus £200 on every birthday and every Christmas. By 18, assuming a decent strategy averaging 20% a year, that's grown to £415,000. You could hand them that pot on their 18th birthday. Don't. That's a bad investment. Because it all sits inside a Junior ISA, every penny of that £415,000 is tax-free. Keep going instead, same contributions, same strategy, right up until just before their 23rd birthday, and that £415,000 becomes over a million. That's the whole point of starting early. Time does the heavy lifting, not luck. What would you do differently if you'd started your kid's investing account the day they were born? 👇

Neymar and Ronaldo profile pictures-these are Free. 📍🆓👋 #idk #ronaldo #and#Neymar #photoprofile

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