@daveramsey: We're not here to shame you. We're here to help you go forward. The only benefit of looking back is figuring out what not to do. If you keep doing the same thing over and over, you're going to keep getting what you've been getting. Getting out of a scary situation takes some dramatic changes. We got Carlos on the @EveryDollar app with a first goal of finding margin in his budget to help him save $1,000 for his Baby Step 1 starter emergency fund.
I love the way you show respect to people and help them .
2026-09-23 15:03:13
236
Brett :
Do not be embarrassed, sir. I wish you a positive future.
2026-09-23 21:25:19
241
3speed :
I’m 47 now. Will retire at 55 will not quite $3mil in stocks, savings, and 401k. Some people just don’t plan ahead
2026-09-23 15:45:34
114
diogopinheiro.art :
wait 55k as a security guard seems kinda high?
2026-09-24 10:58:57
7
kofi :
64 yrs old, I won’t even worry about debts. What possible could happen to me? I will enjoy my life with my family and grandkids and worry less abt paying back. When I’m gone the debt will pay it self.
2026-09-23 23:41:12
10
YeSsie :
he makes 55k and what about me 2 jobs i make 24k 🥺there is no way out
2026-09-23 22:50:30
15
Princess :
Don’t be embarrassed
2026-09-23 23:19:30
14
female farmerrancher :
I want to invest
2026-09-26 22:45:11
0
The.Sheff :
All of us are broke
2026-09-24 10:18:41
6
Guy :
I love that you said ‘ not here to shame you, here to help you … class act”
2026-09-23 22:05:29
19
cleng2 :
$55,000 gross. How can you really save. Rent, utilities, insurance, food, medical bills
2026-09-24 02:27:16
12
Avarisking :
Great you respect your audience in every condition.
2026-09-23 16:03:49
21
Bea :
Don’t be ashamed keep looking up and keep going forward
2026-09-24 01:51:29
5
Beef :
glad the caller is tuning in and watching- it’s a wonderful start!
2026-09-24 20:44:47
5
gfr2331 :
Great job Dave! 👍
2026-09-23 18:09:02
14
hollyhamblin681 :
I owe 55,000 in credit cards.. our home is paid for. Our cars are paid for. The payments to the IRS is around 45,000 a month. So what we actually have a month is 8500.00 after paying 3000.00 a month for insurance. 2000.00 in savings for ours taxes. And 3000.00 in credit card payments. That is not what we have left all those bills have to be deducted from the 8500.00.
2026-09-23 21:46:49
11
Drizzer85 :
run it up.....
2026-09-24 01:07:30
5
Mon🃏 :
a lot of ppl saying it’s over and it’s not over with !!💯faith and prayers and hard work will get your through
2026-09-23 21:17:15
11
Steven :
I’m 54 skint cause I’m out every night
2026-09-23 21:08:51
7
TheCarnageClips :
Dave has been helping lives
2026-09-23 20:47:07
5
Tiffany Rose🇨🇦🌈 :
if you're a security guard, I've been doing this for about a decade, please make sure you have a side hustle for extra money because it's a dead-end industry and it's a contract-based business so you're not guaranteed raises if you were working directly for an actual company that hires security, look for in-house security positions that don't use agencies, and get your driver's license because mobile security pays a lot more
2026-09-23 20:31:03
12
vueltabajo_77 :
Amen
2026-09-23 15:08:14
5
catherinedomond :
Excuses!!!! You were never been thought about savingssss pleaseeeeeee,,, me neither but I always knew that I didn’t want to work until even 60 so well . I deprived myself of so much and couldn’t care less about society. Make plans stop going for the newsssss things in life all the times. Avoid excess
2026-09-26 00:45:04
3
Aczibe Norberto :
He will help you out brother believe in yourself and God will bless you.
2026-09-24 21:17:12
4
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