@nateloans: If you put 3% down and get the sellers to cover closing costs, you’ll only need to save $75 a week each. Cut the $8 coffee and Ubereats for 2 years . . . #firsttimehomebuyer #budget #homeowner

Nateloans
Nateloans
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Region: US
Wednesday 23 September 2026 18:06:38 GMT
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deletedebtgaming
Delete Debt Gaming :
$100 a week...$400 a month per person...$800 a month per household. So you think the people pointing out affordability have a spare $800 a month lying around?
2026-09-24 11:20:18
61
dizziebirdiedraws
Just a dizzie bird 🦉 :
why do i need a partner
2026-09-25 16:20:05
0
loading1797
loading… :
20 grand is not enough for down payment and closing cost bud🤣 if you use and assistance program it is
2026-09-23 18:42:36
89
raymondray022
Raymond :
And then your monthly payment would be $4335 🤣🤣🤣
2026-09-24 01:58:00
37
tony.jackson10
Tony the Chud :
I just bought a home at 400k and my cash to close with 3.5% down was 30k so let's be honest please.
2026-09-23 22:36:25
17
user6186075782583
user6186075782583 :
These kinds of optimistic posts about buying a house rn are always from people who work in real estate and need the business which I find hilarious.
2026-09-24 13:08:28
20
no.thanks.midwest
Why are you this way? :
You think we have $800 a month we are just wasting? 😅
2026-09-24 13:56:07
9
rebeccagny
RebeccaGnyc :
$21k is NOT enough to put down on a house
2026-09-24 13:35:22
17
a.l.h06
a.l.h06 :
and have a 3.5k monthly mortgage
2026-09-25 14:12:18
0
jillanne95
jillanne95 :
Just bought a 560k house- cash to close with 4% down was 70k… 😐
2026-09-24 09:11:05
9
user8862208701249
user8862208701249 :
Generational wealth. Works every time.
2026-09-24 03:15:23
10
youcancallmed66
YouCanCallMeD :
They make you pay hazards insurance for 1 year upfront. And they want escrows for insurance. 20800k isn't enough.
2026-09-25 12:18:10
1
puddinpie770
puddinpie77 :
But not the rest
2026-09-25 15:14:56
0
nebraskadad87
Nebraska Dad :
Wait. People are able to save $800/month???
2026-09-24 08:43:10
5
docgr8scott
Gr8Scott :
Just because you break it down into smaller numbers doesnt mean a couple can save $400 every paycheck, that is insane. If youre able to set that aside youre probably in a position to buy a house anyways
2026-09-25 13:19:17
4
jojogojo26
Jojogojo :
if you have an extra $800/month lying around you're already in the position to afford a home, the majority of households can't afford a surprise $500 bill
2026-09-24 14:10:27
7
corgidad888
corgidad888 :
Millennial rage bait 😂
2026-09-24 18:26:04
0
dfortin97
Danielle Alexandria :
Sir I can’t even save $25 in this economy
2026-09-24 04:12:07
10
3dfloridaham
3DFloridaHam :
This glosses over so much that’s it’s inaccurate in terms of PMI and closing costs then it assumes you can actually afford that kind of home
2026-09-23 18:15:42
12
uncommonman70
Uncommonman70 :
You better get a new calculator…😳😳
2026-09-24 01:47:44
6
wimpywagon
wimpywagon :
So, assuming 3% down, 5k for closing costs? Get real lmao. Who even has an extra $800 a month in the first place.
2026-09-24 14:12:29
0
mirightgal
a :
all these replies are why people don't do it. they would rather say it's impossible than try to save for it.
2026-09-24 19:40:56
1
stormdaniels7
Storm Daniels :
800/mo. For 2 years to just have enough to put 4% down is pretty funny
2026-09-24 14:22:18
2
robert.schleich
Robert Schleich :
Minimum practical down payment is 20% , which would be 100 000.
2026-09-24 14:51:34
2
mdteacher3
Educator :
In what world is that enough for a down payment? 😂
2026-09-24 12:15:44
3
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