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@muhib__afghani: ChatGPT is Dead Used these 3 NEW AI Tools You Need to Try in 2026 🤯 | YouTube Studio, Nova & Coala 🚀 #AITools #NewAITools #AITools2026 #YouTubeStudio #PipedriveNova #CoalaAI #AI2026 #ArtificialIntelligence #AIForCreators #AIForBusiness #AICAD #TechTools #AImoney #Automation #PassiveIncome #AITutorial #AIwithMuhib #AIwithMuhib

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Thursday 24 September 2026 12:37:02 GMT
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heatherisagoodgirl89
Heather :
i like what walter did with the part i couldn't get to flow
2026-09-26 09:13:36
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Start to use Roth IRAs more strategically. Let me make it clear all of these levels are better than taking no action at all and some things may not apply to all people! Let me know what level you're at in the comments 👇 Basic - You opened a Roth IRA (or maybe you are about to) & you have the intention of investing or forgot to invest but you are still trying to add money when you can Better - You are maxing out the account through regular contributions or backdoor contributions and have all the money invested in something (typically ETFs or Index Funds) Best - You are also using things like the mega-backdoor Roth strategy, you convert some of your pre-tax money but don't have a set strategy for that yet & you are using asset location to maximize long term tax free growth (your highest risk assets typically belong in your Roth IRA because they have the highest potential return) Brilliant - You are already doing all the things above but you are also maxing out your kids Roth IRAs or your spouse & you have a strategic plan for doing Roth conversions so you are maximizing your tax situation long term and giving yourself the flexibility to retire early If you want to go from better to brilliant when it comes to your finances & money be sure to follow for more
Start to use Roth IRAs more strategically. Let me make it clear all of these levels are better than taking no action at all and some things may not apply to all people! Let me know what level you're at in the comments 👇 Basic - You opened a Roth IRA (or maybe you are about to) & you have the intention of investing or forgot to invest but you are still trying to add money when you can Better - You are maxing out the account through regular contributions or backdoor contributions and have all the money invested in something (typically ETFs or Index Funds) Best - You are also using things like the mega-backdoor Roth strategy, you convert some of your pre-tax money but don't have a set strategy for that yet & you are using asset location to maximize long term tax free growth (your highest risk assets typically belong in your Roth IRA because they have the highest potential return) Brilliant - You are already doing all the things above but you are also maxing out your kids Roth IRAs or your spouse & you have a strategic plan for doing Roth conversions so you are maximizing your tax situation long term and giving yourself the flexibility to retire early If you want to go from better to brilliant when it comes to your finances & money be sure to follow for more


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