@robeverydayfinance: 💸🏦 Here’s why you should invest in a Roth IRA, even if you already have a 401k 1️⃣ A Roth IRA comes with a different tax advantage, and that is tax free withdrawals. The balance you see in your account is all yours to keep.   2️⃣ IRAs offer way more investment flexibility. A 401k is employer sponsored, so your options are usually very limited.   3️⃣ Roth IRAs don’t have any RMDs, so you can leave your money in the market as long as you like, allowing it to continue growing and compounding until you decide you want it.  Follow me @robeverydayfinance for more personal finance you weren’t taught growing up! #PersonalFinance #personalfinancetips #financialliteracy #rothira #401k

Rob | Everyday Finance

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Thursday 24 September 2026 18:58:36 GMT

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Comments

Jose Pulido :

I’m both 401k and Roth IRA team.

2026-09-24 22:14:51

Mar J. :

I think my 401k at my job sucks. It’s 100% match the first 3% of my pay then 50% match the next 2%. Can someone tell me if this is good?

2026-09-25 00:47:25

🖤OBSIDIAN🖤 :

My job offers to split between 401k and Roth. So I should put the 3% match into 401k and the additional 5% into Roth?

2026-09-27 15:04:35

Shaun Mckinna :

I have a both a Roth 401k & Roth IRA

2026-09-24 22:51:27

Peak518 :

That first question is easy never trust your company!

2026-09-25 22:01:06

YOUR LIL KEBAB🍉🫒 :

THANK U For doing your introduction at the end of the video. It irks me so much when it’s at the beginning after the hook idk why lol

2026-09-25 15:23:07

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