@pawantalksfinance: Your salary in offset is saving you 6% tax-free. That’s better than any savings account. If you’re stuck on a 30-year loan, you need to know how an offset account works, how mortgage brokers structure borrowing power for first home buyers, and when rentvesting into an investment property beats buying in a crazy property market. Watch interest rates but use negative gearing and debt recycling to pay off in 7-10 years. #mortgageaustralia #homeloans #offsetaccount #mortgagebroker #australianproperty
where will i get money extta for payment. cant affird 3400 how an i pay more 4400
2026-09-26 00:13:04
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GILL :
Simple pay extra save one person’s income put others all income after monthly spending one million you can pay in 8 years
2026-09-25 08:22:38
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karam hundal :
Bhaji if we wil pay only weekly , will it help to reduce years ???
2026-09-25 13:27:24
3
Muhammad Tahir :
can't able to pay mortgage and pay $1000 extra 😂😂😂😂
2026-09-25 07:47:51
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Bonded and Blessed :
Does this work in usa too??
2026-09-29 04:05:41
0
jot_singh_cheema :
what calculator did you use?
2026-09-28 16:28:17
2
Navdeep Singh Natt :
When you refinance there r cost associate with it don’t just follow self claimed financial experts on tik tok
2026-09-29 04:02:49
0
Sukhi Thandi :
What about England
2026-09-28 13:17:50
3
Muneeb Khan Lodhi :
Your weekly calculation is wrong, sorry.
$4,196 monthly equates to $968 weekly and not $1,049.
To put it simply, what you're saying is "pay more" to "pay early" and in offset "keep more" to "pay early"
If people had capacity to pay more, they would do it and if they weren't doing it, probably they had an investment which was growing way more than the interest rate.
If they still weren't doing it, this means they really lacked knowledge and attention and this is where your video would help.
2026-09-25 23:32:08
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Roseleen :
Can u send me that checklist sir
2026-09-25 15:33:28
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J 84 :
My mortgage is $3957pm. I have offset accounts so I put 2k per fortnight into that account which acts as 1 extra payment per year without paying directly into the mortgage. I also have 70k spread between the rest of my linked offsets accounts. That said, in this mortgage climate I’m thinking I’d rather just pay it down as quickly as possible instead of using the offsets. It’s always a tricky decision.
2026-09-25 22:46:16
2
Rosy Varg :
How to refinance with title change when changing lender? which bank offers better than advertised rates in the 3 month review?
2026-09-25 21:47:45
1
Perth Punjabi :
You can pay you 30 year loan in one day, the trick is pay all loan instantly.
2026-09-29 08:42:33
0
Akw 💕 :
How about an off-site account instead of a redraw?
2026-09-26 11:27:02
2
randomguyzzzzzzzzs :
Did you pay off your house
2026-09-28 16:20:34
2
RS :
Is this only valid for Austrlaia ?
2026-09-26 17:03:22
2
mandy_max :
thanks bhaji... good info...
2026-09-28 00:56:18
2
Cjcj0308 🪷 :
My mortgage is 700k at 6.04% but it only allows me to pay fortnightly yet the minimum payment seems lower than the monthly split on 2 so what would should the fortnightly be
2026-09-27 02:10:24
2
Ricky :
but why pay for a wooden box extra payments
2026-09-25 14:58:51
2
@€!¥@ :
What if you have fixed for 5 years?
2026-09-25 13:40:34
1
Bil Yenair :
My bank wont let me do weekly only fortnight
2026-09-25 12:43:43
1
Sandhujass :
Can I have the checklist at the end of the video
2026-09-25 20:28:46
1
Diksha751 :
Any chance to talk over the phone please
2026-09-27 04:30:45
1
ਭਾਉ ਹੋਣੀ ਬਾਡਰ ਤੋਂ...ਅੰਬਰਸਰੀਆਂ :
jdo paji extra pay kro ge te automatic 30 year to kt ju... its not rocket science
2026-09-26 14:03:29
1
Manoj :
Bhaji, tell me more about redraw account
2026-09-27 05:56:11
1
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