@pawantalksfinance: Your salary in offset is saving you 6% tax-free. That’s better than any savings account. If you’re stuck on a 30-year loan, you need to know how an offset account works, how mortgage brokers structure borrowing power for first home buyers, and when rentvesting into an investment property beats buying in a crazy property market. Watch interest rates but use negative gearing and debt recycling to pay off in 7-10 years. #mortgageaustralia #homeloans #offsetaccount #mortgagebroker #australianproperty

pawantalksfinance
pawantalksfinance
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Region: AU
Friday 25 September 2026 04:42:49 GMT
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user403359119957
user403359119957 :
where will i get money extta for payment. cant affird 3400 how an i pay more 4400
2026-09-26 00:13:04
6
tedbundy302
GILL :
Simple pay extra save one person’s income put others all income after monthly spending one million you can pay in 8 years
2026-09-25 08:22:38
4
karamhundal1
karam hundal :
Bhaji if we wil pay only weekly , will it help to reduce years ???
2026-09-25 13:27:24
3
crazyguyaus
Muhammad Tahir :
can't able to pay mortgage and pay $1000 extra 😂😂😂😂
2026-09-25 07:47:51
9
bondedandblessed2025
Bonded and Blessed :
Does this work in usa too??
2026-09-29 04:05:41
0
jot_singh_cheema
jot_singh_cheema :
what calculator did you use?
2026-09-28 16:28:17
2
navdeepsinghnatt
Navdeep Singh Natt :
When you refinance there r cost associate with it don’t just follow self claimed financial experts on tik tok
2026-09-29 04:02:49
0
sukhi_thandi
Sukhi Thandi :
What about England
2026-09-28 13:17:50
3
onemoonkhan
Muneeb Khan Lodhi :
Your weekly calculation is wrong, sorry. $4,196 monthly equates to $968 weekly and not $1,049. To put it simply, what you're saying is "pay more" to "pay early" and in offset "keep more" to "pay early" If people had capacity to pay more, they would do it and if they weren't doing it, probably they had an investment which was growing way more than the interest rate. If they still weren't doing it, this means they really lacked knowledge and attention and this is where your video would help.
2026-09-25 23:32:08
1
roselmvcnhw
Roseleen :
Can u send me that checklist sir
2026-09-25 15:33:28
5
scoop1984
J 84 :
My mortgage is $3957pm. I have offset accounts so I put 2k per fortnight into that account which acts as 1 extra payment per year without paying directly into the mortgage. I also have 70k spread between the rest of my linked offsets accounts. That said, in this mortgage climate I’m thinking I’d rather just pay it down as quickly as possible instead of using the offsets. It’s always a tricky decision.
2026-09-25 22:46:16
2
rosy.varg
Rosy Varg :
How to refinance with title change when changing lender? which bank offers better than advertised rates in the 3 month review?
2026-09-25 21:47:45
1
perthpunjabi
Perth Punjabi :
You can pay you 30 year loan in one day, the trick is pay all loan instantly.
2026-09-29 08:42:33
0
wwwakw1
Akw 💕 :
How about an off-site account instead of a redraw?
2026-09-26 11:27:02
2
randomguyzzzzzzzzs
randomguyzzzzzzzzs :
Did you pay off your house
2026-09-28 16:20:34
2
rohityuv31
RS :
Is this only valid for Austrlaia ?
2026-09-26 17:03:22
2
mandeepsingh1139
mandy_max :
thanks bhaji... good info...
2026-09-28 00:56:18
2
cjcj0308
Cjcj0308 🪷 :
My mortgage is 700k at 6.04% but it only allows me to pay fortnightly yet the minimum payment seems lower than the monthly split on 2 so what would should the fortnightly be
2026-09-27 02:10:24
2
rickyy1096
Ricky :
but why pay for a wooden box extra payments
2026-09-25 14:58:51
2
aathsr
@€!¥@ :
What if you have fixed for 5 years?
2026-09-25 13:40:34
1
bilyenair
Bil Yenair :
My bank wont let me do weekly only fortnight
2026-09-25 12:43:43
1
sandhujass93
Sandhujass :
Can I have the checklist at the end of the video
2026-09-25 20:28:46
1
user0343118
Diksha751 :
Any chance to talk over the phone please
2026-09-27 04:30:45
1
raj_reloadedd
ਭਾਉ ਹੋਣੀ ਬਾਡਰ ਤੋਂ...ਅੰਬਰਸਰੀਆਂ :
jdo paji extra pay kro ge te automatic 30 year to kt ju... its not rocket science
2026-09-26 14:03:29
1
manojlovetosing
Manoj :
Bhaji, tell me more about redraw account
2026-09-27 05:56:11
1
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