@tadtalksmoney: Would you rather have a smaller CPP cheque for more years… or a substantially larger cheque later in retirement? There isn’t one answer that works for everyone. And your break-even age is only ONE piece of the decision. Your taxes, RRSP/RRIF balance, OAS, other assets, cash-flow needs and longevity assumptions can matter just as much. So when someone tells you there’s one “correct” age to start CPP, I’d be skeptical. Let me know what you think in the comments ➡️ Link in bio to schedule a complimentary Zoom consultation. Disclaimer: All videos are for educational/entertainment purposes only. Figures used are to demonstrate concepts, not financial advice. This message is an expression of the author’s personal opinions. The company will not be held liable in any way for the opinions expressed herein. #CanadaPensionPlan #CPP #RetirementStrategy #CanadianFinance #FinancialPlanning
stop it doesn't matter! anyone who gets cpp it's no more than $700 or 900 at top end. my sis worked 35 years only gets 700 same as my other siblings who ...
2026-09-26 17:49:11
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Annette Hamilton791 :
@Annette Hamilton791: Well my friends husband retired at 71 after working construction and applied for CPP. Well he dropped dead 3 weeks after he retired so how much did he get?
2026-09-26 13:45:08
2
Rando Calrissian :
People who retire at 60 live longer than those who retire at 65 or older
2026-09-26 14:10:32
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Bill Wright :
60 better... don't wait longer. ✌😊
2026-09-26 15:26:11
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nikobronze :
My crystal ball is broken, my advice…TAKE WHAT YOU CAN NOW!
2026-09-26 11:00:30
1
coldinyeg :
healthy one day, dead the next day.
I took at 60
2026-09-25 13:25:26
45
Kelvin 🇨🇦 :
I will wait until 65! my genes are great, family lives into mid 80s to over 100. plus no health issues. makes sense to wait for me
2026-09-26 15:56:21
1
Susan 🇨🇦💜 :
Take it as soon as you can! It is the same amount in the long run...and who even said your gonna live to 63? 65? 67? or even 70.
2026-09-25 23:01:51
16
ColeKing :
Or you wait and die and never see it
2026-09-25 13:13:50
12
SunShine&Butterflies 🇨🇦 :
If you take it and continue working it increases every year
2026-09-25 17:30:24
4
druttic :
if I take at 60 .it will take to 74 to break even if I took at 65. 14 years...you can die in that period.
2026-09-25 14:16:21
5
PCM Pete :
Take is early while you're healthy and able to travel and enjoy the extra money.
2026-09-25 14:22:07
2
Nikki sweet :
I’m 65. I still haven’t taken it.👏👏👏👏…. but I also have a company pension so there is that and the whole butt load of RRSP’s.
2026-09-25 14:27:46
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Doug :
I’ve never heard of anyone choosing to take cpp because the government (who are never available with a phone call) said so.
2026-09-26 01:11:46
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Sunday Morning Starshine :
Bro, it doesn’t really matter to the government people are living longer and longer so actually if you take it earlier t they are gonna end up paying more overtime
2026-09-25 17:26:39
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Norseman :
But Mark Carney is laundered so much of it and he’s continuing to do it so there won’t be any CPP left for anybody in another couple years
2026-09-25 18:57:10
1
Dawn 🇨🇦🍁 :
Take it early and live your life !! After health problems then you die and nothing .. so ..
2026-09-25 23:55:12
0
Chris Jarvis :
You have to make 70 ?
2026-09-26 13:32:28
0
Toronto Hoarding Services :
Take at 70 if you dont need the money
2026-09-25 17:06:12
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user5822344609197 :
If you delay also means you pay way more taxes especially if you have a pension. Also if you need to go into a government assisted seniors home. They (THE GOV) will take every dime.
2026-09-25 15:21:05
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spillthetea :
who wants to wait till 70. longevity is no longer there. People are dying youger then our parents. someone else gets to enjoy our hard earned money.?
2026-09-26 02:25:36
2
Kasturi🇬🇾🇨🇦 :
I think 62 or 63 is perfect
2026-09-25 16:48:37
1
Glenn Pie :
the rich get richer.
it balances out at the age of 74 on average for everyone. eg if you wait from 60 to 70 you lost all that income.
2026-09-25 16:46:08
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Sabina Khan :
99.9% are not healthy at 60
2026-09-25 15:11:42
0
AGENTONDUTY :
$1200?
2026-09-25 15:26:40
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