@martinlewismse: UK rates are likely to rise. If you’ve got spare cash should you save or overpay a mortgage? If you do overpay for the big savings ensure it reduces what you owe, not lengthen the term. Far more in 'What’s happening to interest rates? Mortgages, savings & more’ Martin Lewis pod.
disgusting the younger generation has no chance unbelievable, this country is finished
2026-09-25 11:57:12
98
ZoDo86 :
Spare cash.....What's that??
2026-09-25 15:14:44
167
bakes505 :
OVER pay?! Christ most people I know are struggling just to pay let alone that 🤣
2026-09-25 11:00:26
114
Craig :
I overpaid by £150 a month and tuck 8 years off our mortgage
2026-09-25 16:38:00
63
Bobbi :
2.19 fixed for 10 yrs 2022
2026-09-25 12:48:20
39
MattyBoy83 :
Martin, if you had 100k cash for the first time, what would you do with it in this day and age 👍🏼
2026-09-25 19:54:10
4
ron_tiktok_2021 :
Emergency fund 🥺 I'm struggling to afford a freddo chocolate bar 🥺
2026-09-25 10:49:09
311
Marthica Fleming :
Honestly, Martin, this government has squeezed every single penny out of ordinary people. With taxes going up, high interest rates, petrol prices, food prices and the cost of living continuing to rise, where are we supposed to go from here? We’re struggling just to make ends meet, and so many of us simply have no money left. When is enough enough? 😔
2026-09-25 19:50:49
63
witm8_ :
‘Spare cash’ 😂😂😂😂😂 as if
2026-09-25 12:14:11
31
Catherine Emma :
Penalty’s for over paying is insane.
2026-09-26 00:26:32
25
DU55HHH :
Savings are eroding by 3% inflation or whatever the rate is .. that needs to be taken into account surely?
2026-09-27 00:34:38
5
emilybrown :
Nice to assume I have extra cash 😂😂😂
2026-09-25 14:23:28
52
user1028560885652 :
My mortgage is 1.66% with 5.5yrs to go😬
2026-09-25 11:30:17
14
Chris Walters82 :
Sorry but who the f*** has 3-6 months off bill money laying around in cash!!
2026-09-25 12:01:19
11
Shahid SHAH :
Just overpay ur mortgage people!!!!
2026-09-25 18:33:56
10
MattBWilko :
Does it not depend on how much you have to save?
2026-09-25 21:15:57
5
dearymechap :
4.2% 5 year fixed last year👌
2026-09-25 12:21:41
10
Rob | Dad | therunninghammer⚒️ :
But why are they rising? People have less money than ever before???
2026-09-25 19:08:59
5
Joe :
this is why the evil government are capping the cash ISA allowance, because they don't want people saving money and making tax free interest!
2026-09-25 23:56:03
7
Life of Frankie🤷♂️ :
The day I paid off my mortgage was the day I really started to live my life properly 🙌
2026-09-25 12:52:10
28
BeardyWarrior :
3 to 6 months bill payments emergency fund 🤣🤣🤣🤣🤣🤣🤣
2026-09-25 23:42:51
13
Tony Pelin :
Most of us are pay-check to pay-check how on earth to keep six months worth of mortgage as an emergency
2026-09-25 16:12:22
13
Hayley Lea :
Who the hell has got the money extra to over pay their mortgage or to save 😅
2026-09-25 21:59:34
6
Matt Hill :
lol I have £2.46 in my savings
2026-09-25 14:48:45
19
L4uRa L00 🫶🏻 :
Can’t remember the last time I had savings!!! The cost of living is a joke food and bills eat every penny of my wages. We all work for nothing!
2026-09-25 19:26:43
14
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