Kai | Money & ADHD ✨
Region: US
Friday 25 September 2026 11:34:40 GMT
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Just Maddie :
Struggling with this decision now!
2026-09-28 13:01:22
9
Jasmine :
I do both.
2026-09-25 11:50:43
84
HotToddy :
I definitely understand what you’re saying. I’m a single mother. I pay what I can pay towards my debt but my MAIN focus as a single mom with no other assistance, is building my emergency fund.
2026-09-25 12:45:01
51
Sunshine Journey :
Save for an emergency , then pay off debt asap
2026-09-26 05:01:25
12
Leah's cleaning :
This!! 🙄 its always the monthly struggle 🤦♀️
2026-10-21 12:57:37
0
CieraCareersAdvice :
Love how you explain it. This is what I needed to hear. I want to pay it off but I’m trying to be smart about it
2026-10-15 18:49:18
3
carlee 🧛🏻♀️🖤 :
I absolutely love that you mentioned asking yourself ,”what does my financial situation need from me right now” 🫶🏼
2026-09-25 20:20:21
10
Moneytips_withShe :
Thank you for personalizing this! When ppl talk about this they give this cookie cutter path and that doesn’t work for everyone.
2026-10-06 04:12:31
3
199006615 :
I’m doing both i just cut back on other things along the way
2026-10-17 04:14:45
2
sisterlovafriend75 :
Me over here trying to do both 🙄
2026-10-07 00:47:06
2
Andrea :
I think it’s nice to do both. For example once your debt is paid off you have some savings and it doesn’t feel like you’re starting from the bottom. Psychologically it feels like “cool, reset”.
2026-10-10 18:47:45
1
JcBc🇺🇸🇺🇸🇺🇸 :
I do both
2026-09-28 13:12:20
2
The Korra Effect 🪄💜 :
Yeah we actually have to live too
2026-09-25 14:48:24
4
BlueRanger :
Just hit 500 in emergency savings and I must admit it is nice to have it there
2026-10-10 01:01:38
1
geaann48 :
Save money first
2026-09-26 01:17:03
5
Rica stay smiling :
I’m so glad you addressed this question. You explained it very well. This is a strategy. I am also currently working on.
2026-09-29 23:35:22
2
Fleur :
l do both. l have to have a savings.
2026-09-25 22:50:35
2
Gqdee :
Both emergency fund and paying down debt is important. The critical part is making a manageable attainable plan and sticking to it. Know when you will be out of debt if you can stick to the plan.
2026-10-02 23:02:41
2
Donnie :
sometimes little extra cash plus peace of mind gives you the momentum you need ... b u !
2026-09-26 06:24:22
3
Tiffany Rose🇨🇦🌈 :
I'm doing both, now that I've lowered my monthly expenses and I'm just renting a room, I have a lot of extra money to put towards debt and savings,$200 of every paycheck goes towards my savings, I also started a side gig and 50% of that goes into a separate savings account, and I've decided to put $1,000 a month toward one of my debts that I'd like to start with first, which will be 500 per paycheck
2026-09-29 18:26:01
1
Tierra Darshell 🤍🖤 :
Good info!
2026-10-15 16:20:41
0
@lashonmcqueen116mars :
I've did both!!
2026-10-11 15:56:32
0
themomshiftwithmamalina :
Well said. I stopped paying more when I can make money online to put towards groceries and bills
2026-10-13 17:32:42
0
Stephanie Jones2245 :
Both.
2026-10-07 06:35:40
0
Next Level Volleyball :
Well said! I was just thinking this like Yaee I paid off some debt but my ER fund is looking like if something happens I may have to use a credit card then I’ll be back in the cycle so that’s for this video it help me figure it out for me
2026-09-26 00:19:38
0
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