@mortgages_by_alexis: Mortgage rates jumped over 7%… but that doesn’t mean YOUR first-year rate has to. 👀 If you’re buying with an FHA or USDA loan and are under contract by October 20th, we’ll pay for a 1-0 temporary rate buydown that lowers your interest rate by 1% for the entire first year. Example: 6.75% ➡️ 5.75% for Year 1. That could mean around $250/month in savings, depending on your loan amount. FHA: as little as 3.5% down USDA: 0% down for eligible borrowers and properties DM me or schedule a call through the link in my bio to see if you qualify. #MortgageRates #HomeBuyingTips #FirstTimeHomeBuyer #fhaloan #USDALoan