@stephsdialogue: Ways to avoid banks nickel and diming you. 1. Open a HYSA- a high yield savings account, get the best interest rate. 2. Don’t opt for over draft protection, the “protection part” is you agreeing to the fee they charge. 3. Pay your balance off on your credit cards before statements to avoid interest. Or take advantage of no interest credit cards 4. Always get free checking accounts not accounts that charge you a fee to maintain your account. And 5. Use free ways to transfer money, if you can. Oh yeah, and follow @stephsdialogue for more tips #money #PersonalFinance #banking #credit