Sanyagold | CPA + Finance
Region: US
Sunday 27 September 2026 01:34:45 GMT
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Theinvestmenttherapist :
Get a term life insurance with living benefits and get a Roth IRA
2026-09-29 20:30:12
1
Aijay :
just to share my little cents. I have had my iul policies for over 4 years and it's still the best decision I made for me and my kids. I still also have other portfolios for Diversification. I didn't get a policy cos an agent sold it to me. I got the policy cos I educated myself on how I can use it for myself and my children 20 years down the line. Term isn't for everyone, well it wasn't for me cos the fact of thinking of a payout only when I died was like me jinxing death unto myself. I didn't want a term, even though it was the 1st option that was sold to me. I worked with a Caucasian family, who exposed me to permanent life policies and how they used it in their living years. I didn't know how to ask them to get one for myself until an immigrant like myself showed me. I still didn't believe it was true but I educated myself, "Tiktok wasn't a thing then". Social media education would cripple a lot of people 10 years from now. I encourage everyone to hear from those that permanent policies have worked for and how they maximised it and not only from people that it failed. Remember, empty barrels always make the loudest noise.
2026-09-28 01:46:49
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Sanyagold | CPA + Finance :
The exact product I opened for myself and my son is Transamerica's Indexed Universal Life (IUL)
2026-09-27 15:58:51
0
Eunice Michael :
The number of agents out there is alarming.. This is a good series Wura..A lot of people need to here this
2026-09-28 01:06:43
3
Winning Mind :
misleading agents. sad
2026-09-29 05:12:42
1
Ike E :
You mention IUL in the on screen hook but then mention whole or term life in the actual video. Blanket statements don’t cover everyone’s needs or only one type of life insurance would exist. Some people need term; others need whole life; some need IUL. A financial needs analysis and a conversation will properly diagnose that 🤦🏿♂️
2026-09-28 22:39:52
1
iamhoneks :
Thank you
2026-09-28 00:44:55
1
Sanyagold | CPA + Finance :
Don't let these agents confuse you with words, at the core, they all fall under the same umbrella. If you are just building your life in a new country, getting a term life insurance is your best bet. These IUL enrich the agents but it drains you.
2026-09-27 15:53:43
2
Sanyagold | CPA + Finance :
Follow along all the parts and I hope you have all the information you need to make better financial decisions.
2026-09-27 15:54:18
0
Sanyagold | CPA + Finance :
This is just part 1, there are 7 parts so be patient, I would talk about the maths and everything in between
2026-09-27 15:51:47
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thewigplug.ng :
Uhhh you said your surrender value was $1500 but you didn’t tell us what your cash value is .I challenge you that this is completely false.Your surrender value is what you are able to withdraw at that moment and it’s not your cash value ,you’re looking at the wrong column .After contributing $8500,it is impossible that your cash value is $1500.I challenge you to screenshot the policy columns and post it if this is true
2026-09-27 07:41:53
1
Little Jenie :
I’ve come to believe that African immigrants living in the US for a long time and didn’t get their ducks in a row financially, are JEALOUS of those that just came to the country and are learning this before they get caught up in ten American system. Shame on others who are hindering the growth of new immigrants.
2026-09-28 17:26:57
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ADEOLU ADEPOJU :
Must I die before my family or relatives enjoy bcos of my labor
2026-09-28 15:03:19
1
Mission To Stop Untruths :
@Mission To Stop Untruths: Your post is saying IUL but you are talking about whole life. Do you not know the difference? Also, if you have an IUL and contributed $8500, there is no way the cash value would be $1500. She’s mixing up Cash Value/Policy Value and the Cash Surrender Value. That’s why when she surrendered the policy before the surrender period is ended she got $1500.
2026-09-27 15:26:00
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