@mrmusicboy4: গান টা সবার প্রিয় হয়ে উঠল 🎶🎧💝𝐋𝐨𝐅𝐢 𝐑𝐞𝐦𝐢𝐱 🦋 𝐁𝐚𝐧𝐠𝐥𝐚𝐝𝐞𝐬𝐡 𝐦𝐚𝐲 🎬 𝐧𝐞𝐯𝐞𝐫 𝐟𝐮𝐥𝐲 𝐮𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐈 𝐥𝐨𝐯𝐞 𝐲𝐨𝐮."! 🥺 🌸𝐋𝐨𝐅𝐢 𝐑𝐞𝐦𝐢𝐱 🦋 𝐁𝐚𝐧𝐠𝐥𝐚𝐝𝐞𝐬𝐡 🎵 𝐯𝐨𝐢𝐜𝐞𝐟𝐨𝐫𝐲𝐨 𝐌𝐚𝐲𝐛𝐞 𝐈 𝐰𝐫𝐢𝐭𝐞 𝐲𝐨𝐮𝐫 𝐧𝐚𝐦𝐞 𝐢𝐧 𝐦𝐲 𝐛𝐫𝐞𝐚𝐭𝐡, 𝐁𝐮𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧'𝐭 𝐡𝐞𝐚𝐫 𝐢𝐭."!! 𝐀𝐥𝐥 𝐈 𝐜𝐚𝐧 𝐬𝐚𝐲 𝐢𝐬 𝐭𝐡𝐚𝐭 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐭𝐡𝐞 𝐫𝐞𝐚𝐬𝐨𝐧 𝐟𝐨𝐫 𝐦𝐲 𝐡𝐚𝐩𝐢𝐧𝐞𝐬, 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐭𝐡𝐞 𝐦𝐚𝐧 𝐛𝐞𝐡𝐢𝐧𝐝 𝐦𝐲 𝐬𝐦𝐢𝐥𝐞.❤️ 🎬 𝐖𝐢𝐭𝐡𝐨𝐮𝐭 𝐲𝐨𝐮, 𝐦𝐲 𝐝𝐚𝐲𝐬 𝐬𝐞𝐦 𝐞𝐦𝐩𝐭𝐲. 𝐒𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐬𝐞𝐦𝐬 𝐭𝐨 𝐛𝐞 𝐠𝐨𝐢𝐧𝐠 🪫 𝐰𝐫𝐨𝐧𝐠 𝐚𝐥 𝐭𝐡𝐞 𝐭𝐢𝐦𝐞."! 𝐘𝐨𝐮 𝐚𝐫𝐞 𝐦𝐲 𝐝𝐫𝐞𝐚𝐦, 𝐲𝐨𝐮 🌿 𝐚𝐫𝐞 𝐦𝐲 𝐟𝐞𝐥𝐢𝐧𝐠 𝐚𝐧𝐝 𝐦𝐨𝐬𝐭 𝐢𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭𝐥𝐲 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐦𝐲 😌 𝐩𝐞𝐚𝐜𝐞. 𝐈 𝐟𝐞𝐥 𝐲𝐨𝐮 𝐞𝐯𝐞𝐫𝐲 𝐦𝐨𝐦𝐞𝐧𝐭, 𝐞𝐯𝐞𝐧 𝐢𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐧𝐨𝐭 𝐛𝐲 𝐲𝐨𝐮𝐫 𝐬𝐢𝐝𝐞. 𝐘𝐨𝐮 𝐦𝐚𝐲 𝐛𝐞 𝐟𝐚𝐫 𝐚𝐰𝐚𝐲, 𝐛𝐮𝐭 𝐦𝐲 𝐥𝐨𝐯𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐬𝐰𝐢𝐫𝐥𝐬 𝐚𝐫𝐨𝐮𝐧𝐝 𝐲𝐨𝐮 𝐥𝐢𝐤𝐞 📄 𝐚 𝐬𝐡𝐚𝐝𝐨𝐰..! 𝐀𝐬 𝐥𝐨𝐧𝐠 𝐚𝐬 𝐈 𝐥𝐢𝐯𝐞, 𝐈 𝐰𝐚𝐧𝐭 𝐲𝐨𝐮 𝐭𝐨 𝐛𝐞 𝐡𝐚𝐩𝐲... 𝐐𝐮𝐢𝐞𝐭𝐥𝐲, 𝐪𝐮𝐢𝐞𝐭𝐥𝐲."! 𝐉𝐮𝐬𝐭 𝐟𝐨𝐫 𝐲𝐨Use Headphone ➤Feel This Song #Feel_This_Song #Lofi Lover #Slowed & Reverb #lofi_songs🎧 @TikTok Bangladesh @TikTok

꧁𓊈𒆜🅼🆁🅼🆄🆂🅸🅲🅱🅾🆈𒆜𓊉꧂
꧁𓊈𒆜🅼🆁🅼🆄🆂🅸🅲🅱🅾🆈𒆜𓊉꧂
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Region: BD
Sunday 27 September 2026 13:40:16 GMT
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bdhamidtk321
⚡<_H A M i D_>⚡ :
Use headphone 😌😌😍😍😍
2026-09-29 04:10:00
0
ronideb34
ronideb34 :
A very beautiful song that comes to mind later
2026-09-28 09:43:14
1
mdnazmulvibes
❀ 𝐑𝐌 ❀ :
👑 ভাইরাল 👑
2026-09-27 13:50:33
2
mdmehedihasan007007
MD mehedi Hasan 007⚠️ :
2026-09-28 08:27:36
1
sheikhsohag498
×͜× shohag★࿐꧁༒ßoY™༒꧂ :
ধন্নবাদ দাদা
2026-09-29 09:03:06
0
nocaption.1000
No Caption :
কৃর্তন মনে হয়
2026-09-28 16:45:55
0
shamin178
꧁༺𝐒𝐇𝐀𝐌𝐈𝐍༻꧂ :
2026-09-28 15:18:40
0
skrajib56
ستودية استوديو روائع التلاو🕋 :
2026-09-27 13:57:24
0
abdurrahman11537
Abdur Rahman :
🥰🥰🥰🥰
2026-09-28 08:06:17
1
user9493593088075
জোবায়ের ইসলাম :
🥰🥰🥰
2026-09-28 13:35:35
0
mostofaali483
JAHID :
😳😳😳
2026-09-28 05:00:03
0
md.sojib5286
Md Sojib :
🥰🥰🥰
2026-09-28 13:03:28
0
md.karim.pasa1234
꧁ঔৣ☬✞RXT KARiM ✞☬ঔৣ꧂ :
[Heartwarming][Heartwarming][Heartwarming]
2026-09-28 10:39:32
1
mahajan426
mahajan426 :
😂😂😂
2026-09-28 06:09:36
0
aminul.haqe58
Aminul🎀 Haqe🎀❤️ :
[Red heart][Red heart][Red heart]
2026-09-28 13:09:33
0
mihad.miah37
🗿★!!!,,Mihad Miah,,!!★"??✓)🥷 :
🥰🥰🥰
2026-09-28 04:33:25
0
mbmijanur1
রংপুরের ছেলে আমি 🇦🇷🇦🇷🇦🇷 :
❤️❤️❤️
2026-09-28 03:47:06
0
mbmijanur1
রংপুরের ছেলে আমি 🇦🇷🇦🇷🇦🇷 :
❤️❤️❤️
2026-09-28 03:47:06
0
user2343308119619
🌸Riyad🌸 :
[Snicker][Snicker][Snicker]
2026-09-27 20:57:44
0
user208228742
md sohel rana :
🥰🥰🥰
2026-09-27 14:25:41
0
rabbimiya_
༄𝐑𝐒᭄𝚁𝙰𝙱𝙱𝙸''♡ :
🥰🥰🥰
2026-09-27 13:58:26
0
oprajibofficial5
ᎧᎮ〆RAJIB☯࿐ :
🥰🥰
2026-09-27 13:52:41
0
asrafzhw25d
Ashraful Isla❤️🫶❤️ :
🥰🥰🥰
2026-09-29 06:55:12
0
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Two thirds of Canadians over 72 take nothing but the minimum There's a quote that circulates attributing to a well-known Canadian planner the line that he meets far more people who took too little out than too much. I went looking for it. He never wrote it. What he did write is a Financial Post piece from May 2019 called
Two thirds of Canadians over 72 take nothing but the minimum There's a quote that circulates attributing to a well-known Canadian planner the line that he meets far more people who took too little out than too much. I went looking for it. He never wrote it. What he did write is a Financial Post piece from May 2019 called "Why saving too much for retirement is just as risky as saving too little," and it's a grief piece about his mother dying days after turning 66, with savings meant to last thirty years that turned out to be more than she ever needed. That's a much harder read and a much better argument. I'm not going to flatten it into a soundbite. The number I'll use instead is the C.D. Howe Institute's, from an Intelligence Memo last October: two thirds of people 72 and over withdraw only the required amount and no more. Fair warning on that one too, it's a policy memo and the figure carries no footnote. Cite the institute, not "the data." The finding that actually reframed this for me is Blanchett and Finke. They measured what retirees spend rather than what they say. Money arriving as guaranteed income gets consumed at roughly 80 cents on the dollar. Money sitting in an investment account gets spent at about half that rate. Same person, same wealth, same health. The observed withdrawal rate from savings for a 65 year old couple is 2.1 percent. Everyone argues about whether 4 percent is safe while real people draw half of it. US data, so read it as a shape. Which means the fix isn't motivational. It's structural. A bigger floor, CPP deferred, maybe an annuity for part of it, and the spending follows without anybody having to talk themselves into it. And the honest other side, which the old version of this didn't have. Lockwood and Ameriks both found people hold money late in life deliberately, because they'd rather fund their own care than accept whatever room opens up. In one study 83 percent chose privately funded care over public care even at a cost of $50,000 in reduced bequests. That's a preference, not a failure. So the question isn't whether you're underspending. It's whether the money you're holding is doing a job you actually chose. Educational only, not advice.

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