@rickythesteadyinvestor: Your childcare falls through. School closes unexpectedly. Your normal caregiver gets sick. Before you miss work—or pay completely out of pocket—check your employer benefits. Some companies provide subsidized backup care when your regular childcare arrangement isn’t available. Depending on the employer, that could include care at an approved center or an in-home caregiver for a limited number of days each year. Search your benefits portal for terms like: • Backup care • Emergency childcare • Dependent care • Bright Horizons • Care.com This is different from a Dependent Care FSA. It’s an employer benefit that may directly reduce the cost of arranging backup care—but availability, copays and limits vary by company. Save this for the next time childcare falls apart, and send it to another working parent. Follow for the next Parent Money Benefit—and as always, stay steady. Educational content only. Confirm eligibility and program rules with your employer. #WorkingParents #EmployeeBenefits #Childcare #ParentMoney #PersonalFinance