@montanagemini3: You can collect unemployment and full Social Security with no penalty. Take a job? Social Security can start cutting your benefits if you’re under full retirement age. In 2026, the earnings limit is 24,480 with one dollar withheld for every two dollars over. Unemployment benefits don’t count as earnings – wages do. This creates a weird incentive that can keep experienced people in their 60s on the sidelines longer and cost the workforce valuable talent. Once you hit full retirement age, the limit disappears, but the years before that still matter. Does this rule still make sense in 2026? #socialsecurity #retirement #laborforce #earningstest #unemployment