@lifewithdesidee: The idea of earning 5% cash back on a monthly category of your choice with a Chime Card definitely caught my attention. @Chime Financial new rewards are making everyday spending look a little more rewarding.. Gas, groceries, bills... Anyone who's already spending money on the essentials would probably agree: getting 5% cash back with Chime Card is actually insane.. IN THE BEST WAY. Chime is a fintech, not a bank. Banking services and Chime Card provided by Chime’s bank partners. To apply for a Chime Card, you must also open a Chime Checking Account. 5% Cash back: Cash back on eligible Chime Card purchases. Terms and limits apply.