لمته نصير زناكيل / When will we become rich? the outlook on money) The difference between assets and liabilities: The rich buy assets (things that bring money into his pocket, such as: stocks, real estate, projects), while the poor or middle-income person buys liabilities (things that take money out of his pocket, such as: luxury cars in installments, expensive luxuries). Abolishing the culture of consumption: focusing on building real wealth and not just the “appearance” of wealth. 2. Increased Income (Basic Fuel) Salary alone is not enough: It is very difficult to become rich from a traditional job alone. You must have a side hustle or a special project. Skills development: The more rare and in demand the skill you have in the market, the more valuable you are and your ability to make money (such as: programming, digital marketing, sales, financial management). 3. Saving and investing (the real rule of the game) Pay yourself first: As soon as any amount enters your account, deduct a certain percentage (for example, 20% or more) to invest immediately, and not save what is left after spending. Long-term investing: Putting money into investment channels that grow over time thanks to “compound interest,” such as: stocks and index funds (ETFs). Real estate (rental or redevelopment). Investing in successful business projects. 4. Financial management and monetary intelligence Avoid consumer debt: Completely stay away from borrowing to buy consumer items that lose value over time. The only acceptable debt is often debt that finances an asset that generates an income higher than the cost of the debt itself. Emergencies first: Build an emergency fund sufficient to cover your expenses for 3 to 6 months before risking your money in investing. Conclusion: Getting rich in short is: Increase your income + reduce your consumption expenses + invest the surplus in assets that generate recurring income in the long term. Are you looking for a specific field to start in (such as investing or starting a private project), or would you prefer to detail one of these steps? @أيـمـَن 🤎 @مهدي✓ @خلودي الباشأ @احـمـد🪽. @فـضـيل بـيـدري🩷🥲 @رضاوي @سيفو🤙 @بــسام عــلـي😁🇮🇶 - @o9jj5