@ndivhusiliga: Dont play with a good credit score. Use it to your advantage #satiktok🇿🇦 #financialliteracy #finances #buyingacar #homeloan

Ndivhu |Kleva Finance+Shopping
Ndivhu |Kleva Finance+Shopping
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Region: ZA
Wednesday 30 September 2026 05:45:04 GMT
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kingboiza
KingBoiza 👑 :
Does renegotiating works on a loan ?
2026-10-27 12:52:53
0
yoliswa_zondi
Yo’ :
I’m here to say I took your advice of negotiating your rate. My credit score was 770 and they definitely took it down & even fixed it 💃🏻
2026-09-30 07:27:27
75
tall_kea
Tall_Kea :
I got 8.9 interest rate when I was buying property 🥰
2026-09-30 07:17:49
68
mangijantjie0
Mangi Jantjie :
If they refuse....you reply a year later to the decline email and ask them to reconsider....eventually they will
2026-09-30 07:59:59
41
lusandilecele
lusandileCele :
I’m coming
2026-09-30 05:54:25
53
amelia_michaels
Amelia Michael's :
With my car they refused😳
2026-09-30 06:16:44
12
gillian.seetso
Gillian | Self Care :
Because we didn’t know we could do it 😞
2026-09-30 15:25:54
11
luu..n
Lutendo :
The problem is that most ppl forget that they are customers n feel like the salesperson is making them a favour. I normally tell them what I want if it involves interest rate. My credit score should give advantage
2026-09-30 06:43:32
10
oluga93
Oluga :
They even asked for my qualifications. Ngoho nda si khou tamba navho. Lol it's coincidence that Lydia was assisting me. Vho fhedza vho mpha prime - 1%
2026-09-30 06:37:51
9
whispersofkiki
whispersofkiki :
Yho I’m fighting with Wesbank and they refusing to come down with their rate. I know my credit score is good 😔
2026-09-30 13:21:51
5
hunadee_
Dee :
Can I do this with a credit card ?
2026-09-30 06:38:58
13
nhleks322
Nhleks :
my good credit score got me 9.1 % variable and 11% fixed this week. I wanted to negotiated they were like nah this is the best you can get😂😂😂
2026-10-03 08:05:51
6
onica_mc
Onica :
Our previous home was with ABSA, they were very open to negotiating rates. We are now at FNB with our current home, they are very resistant to negotiations🙄
2026-09-30 08:33:38
10
nunu_ni4
Melo :
I’m on 704 let me ask 💃
2026-09-30 09:48:19
8
tshegocossa_skips
tshegocossa_skips :
Ohhh not financial comment but you so beautiful ngwana morena
2026-10-04 09:03:58
1
vanga194
Vanga ♥️ :
I'm already on below prime. I asked at Standard Bank
2026-09-30 14:41:00
4
mthombeni.ntwanano
RELOADED DI VERA (mthombeni) :
They told me I am below prime rate😳
2026-10-01 11:23:54
2
mrs.matlenane
Mrs Musiclover :
Thank you for this ❤️
2026-10-01 08:55:57
2
leratoktrueorganic
LeratoK//TrueOrganics :
I always negotiate 😂😂my partner is always shocked .how I get great deal lol
2026-09-30 20:17:44
2
mangalanimakanani
Mangisto :
Khezwo!
2026-09-30 11:15:34
2
marketing2finance
Marketing2Finance :
Score is currently 655 let me try my luck
2026-10-01 11:21:47
4
nosphola
Nosphola :
is there anyone that tried to negotiate with SAHL and won?
2026-09-30 10:42:54
2
yonwaba_w
Yonwaba :
Can we do this with a financed car. Like ask the same bank that financed the car to review and decrease the interest rate why your credit score has improved ?
2026-09-30 17:22:12
3
keletzom
Keletso Legae :
Who do you send the email to? Your banker?
2026-09-30 19:03:11
3
thembimpakati
ThembiMpakati :
Can you negotiate the rate on the personal loan as well or only with car finance?
2026-09-30 15:23:26
2
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