Christine | Club Money 💸
Region: US
Wednesday 30 September 2026 22:00:09 GMT
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OrangeTiger1995 :
6-9 months of income (not living expenses) in Fidelity HYSA. Presently paying 3.68%
2026-10-02 16:35:40
2
Imjusthere :
I have two emergency funds. 1) true emergency funds 5k which is in my credit union savings. 2) I have 24k in a hysa for 4-6 months of expenses.
2026-10-01 16:18:03
23
Skippy.01 :
I disagree having your emergency fund in a high yield savings account. Taxable brokerage account 100%. You can use low risk bond ETFs that yield higher than HYSA, you can also keep 20%ish in moderat risk say VOO, to capture more upside. Over your working lifetime, this builds upnas your hero bucket when you retire
2026-10-02 05:03:30
0
Stillloading :
This is simple. My unexpected exp fund is simply my checking account. That’s usually enough to cover most unplanned expenses. Next, My savings has 7-8 months worth of expenses. I try not to use this for anything. Just stowed away in hysa for liquidity purposes. My emergency fund is my brokerage account. If I’m reaching into this account I’m in a pretty bad position financially.
2026-10-01 22:51:43
1
Mallorie Gillespie :
What about keeping it in a money market through my credit union rather than high yield?
2026-10-02 10:50:59
1
Megan Sanzone :
How do you choose a company for a HYSA? I think I’m nervous about putting my money somewhere I can’t physically walk into. 😂 My current banks don’t offer great HYSA options.
2026-10-01 22:36:48
3
Marisa | Money & Life :
loved this!
2026-09-30 22:11:58
2
🙄 :
$0
2026-10-02 17:26:07
1
Steve ✅ :
6 months of expenses in a high yield savings account
2026-10-02 00:56:14
0
Rae Ann🌈🌈 :
a passbook savings account
2026-10-01 20:54:04
0
Big Rob :
Says $0 emergency fund. 😂
2026-10-02 18:56:59
0
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