@heikoinvests: Most South Africans build wealth in the wrong order. They invest while paying 21% on a credit card, or chase an RA while they’re one flat tyre away from a crisis. Welcome to The Money Steps. Nine steps that tell you exactly where your next rand should go, adapted from the Financial Order of Operations by The Money Guy Show and rebuilt for our tax system, our interest rates and our reality. One reel for every step, over the next few days. Follow so you don’t miss one. Comment MONEYSTEPS and I’ll send you the full South African checklist. Disclaimer: Educational content only. Not financial advice.