@clobaremoneycoach: Updated numbers for 2026: -To qualify for a Roth IRA, you need to make less than $153k MAGI/year if you’re single, or $242k if you’re married and file taxes together. -You can contribute a maximum of $7.5k a year to that Roth IRA — tax-free growth baby! Incredible what you can do with $20 a month! The small steps add up. Need some help? Comment TRAINING and I'll send you my free investing class! keyword: $20month Disclaimer: This page is for educational purposes only. I am not a licensed financial professional-- I'm just someone who has made a lot of mistakes, learned from them, and now is teaching others the same. To view our full disclaimer check out our disclaimer highlight or head to our terms and conditions at clobaredotcom.