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@lulilaluaa:
luvmoon
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Region: BR
Friday 02 October 2026 05:21:50 GMT
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#حسبي_الله_ونعم_الوكيل #اللهم_امين_يارب_العالمين #متابعه #😔 #ادعوا_لي 💔🙏🏻
#potaxies🥑👄🥑 #potaxie #floptropica💅🏼💅🏼💅🏼 #floptok😍😍😭😌🤞💅💅 #fypシ
Guys I’m also still dreaming about that coral top… I fear she may have to be ordered
What’s an FHSA for anyway? If the RRSP and TFSA were a power couple and had a baby, it would be the FHSA (first home savings account) 🧑🤝🧑 – save for your first home (you can also still qualify if you’ve owned before)! – contributions are tax-deductible – investments grow tax-free – qualifying withdrawals for a first home are tax-free – unused contributions can be carried forward, but only 1 year – contribution room limited to $40k – account limited to 15 years; if not used for a home in can be rolled into your RRSP (and doesn’t use contribution room)! My strategy in here is simple right now—100% equities for growth. If/when a house is on my radar, I can always pivot to a more balanced ETF, like VBAL, that is less volatile at 60% equites, 40% bonds. It still allows for some growth but bonds generally protect capital during sudden stock market downturns. Sorry, no 🇺🇸 equivalent account here. BUT check if your state offer a First-Time Homebuyer Savings Account. Also, you can also withdraw up to $10k of your Roth IRA investment earnings tax-free to use toward a first home, as long as you’ve had the account for at least 5 years! For educational purposes only. Not financial advice, always do your own research. _ Keywords: Personal Finance Canada, Self-Directed Investing, Low-Fee ETFs, Wealthsimple, Portfolio Optimization, Compound Interest, North American Investing, HISA, High Interest Savings Account, Retirement Planning, TFSA, RRSP, FHSA, 401k, Roth IRA, work optional, stocks and equities, Traditional Individual Retirement Account
رحب بالعداوات - ياسر الحزيمي . . #motivation #explore #goals #awareflowdz
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