@danmalonemoney: Why Deemed Disposal MUST be abolished in Budget 2027 🇮🇪👇 Hi, I’m Dan Malone, a Chartered Tax Advisor who has been advocating for the abolishment of deemed disposal since 2020. Low-cost, passively managed index ETFs are globally recognized as the single best tool for long-term wealth building. Yet, Irish investors are burdened by one of the most punitive tax rules in the world. Here are 5 critical reasons why deemed disposal must go in Budget 2027: 1️⃣ It restricts access to modern investing: While zero-commission apps allow you to start with as little as €1, deemed disposal artificially holds back retail investors in Ireland. 2️⃣ It penalizes compound growth: Investors are forced to either hold back cash for an arbitrary tax bill or sell shares prematurely - severely damaging long-term returns. 3️⃣ It drives poor financial behavior: People either leave cash to rot in low-yield bank accounts, gamble on individual stocks/crypto, or get pushed into high-fee legacy broker products. 4️⃣ It follows you beyond death: Between the 38% exit tax on death and 33% Capital Acquisitions Tax (with NO same-event tax credit), the effective tax rate on ETF gains left to loved ones can reach 58.46%. 5️⃣ It’s an administrative nightmare: Monthly dollar-cost averaging creates an ongoing annual tax calculation nightmare after year 8, forcing investors away from proper financial planning just to simplify tax administration. The system is completely broken and out of step with the rest of Europe. 💬 Which of these 5 points frustrates you the most? Let’s get the discussion going in the comments below. 👇

Dan Malone

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Region: ZA

Friday 02 October 2026 12:00:00 GMT