@roundlify: Your mortgage payment is NOT fixed Nobody warns you that the loan is only part of the payment. Taxes and insurance can jump, and your servicer passes it straight through, like one buyer whose insurance went from $3,000 to $5,000 a year. That is $167 more a month, overnight. Comment TRUECOST if nobody told you this part. Link in bio. #FirstTimeHomeBuyer #HomeBuying #financialliteracy #RentTrap #moneymindset