@mortgageunc: Mortgage interest rates are going into the double digits and the housing market is going to crash!!! #mortgage #interestrates #firsttimehomebuyer #homebuyer #realestate

John Kambs | Loan Officer
John Kambs | Loan Officer
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Region: US
Saturday 03 October 2026 13:38:31 GMT
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epicloss
EpicLoss :
I've got my cash, my disrespectful offers and my 3 year purchasing time frame ready to go!!
2026-10-03 13:44:36
426
sherylcampbell
Sheryl Campbell :
Hmm interest rates in the 1990s were way higher than now abd people still bought homes
2026-10-06 16:29:02
1
definitelynotbus
No :
We just listed and went under contract in 48 hours. The people who can buy are still buying
2026-10-04 17:53:30
148
jaidelemonade
Jaide Redman :
Family of 5 squeezed into 1100 sq ft at 2.6 rate. Do I just die here and finish basement or move to a bigger home
2026-10-17 22:07:23
12
romanian_erin
Erin_V :
Me and my 3% rate from 2021 for life 😭
2026-10-05 01:45:39
52
denise06091107
Denise :
I found out today my rate is 3.375%
2026-10-13 21:29:36
8
teresaincali
Winesnobb :
Housing is NOT going to crash 🙄
2026-10-04 15:21:43
39
ashred30
Gingersnap :
As a realtor for the past 8 years, I seriously can’t even advise people to buy right now. It’s disgusting out here.
2026-10-07 12:53:13
9
nevermlk
BlackNeto ✊🏾 :
I’d live in my car before paying these prices with these interest rates. I have the money but I still won’t, not until it gets lower
2026-10-03 20:49:37
55
bcb1724
bcb1724 :
Wait explain this to me like I’m 5… I just got a house at 6.5%… lender told me I could refinance in 6 months for a better rate. If rates are going up though I won’t get a better rate, right?
2026-10-04 13:09:38
24
jeaniesarah
Jeaniethesarah :
Low key want it to crash so I can buy a house lol
2026-10-04 17:29:40
18
daniellehallrn
DanielleHallRN :
We're so screwed. Pre-qualified at 6.1% on a new build. Can't lock in until January. We might have to walk away. We'll lose $50k
2026-10-08 19:27:26
7
1.builder
#1 Builder :
Unfortunately, Americans got greedy and started using homes as an investment. This is not a crash! This average. The problem is people thought Covid rates were average rates. If CPI keeps going up it’s a possibility. So rising inflation is what needs to be watched. Rates are going to keep rising as long as CPI keeps increasing. Feds will keep raising interest rates until inflation goes down. So in a sense the feds do have a hand in it. Like you said the 10 yr is correlated to the mortgage rates by a few basis points in general. As long as we are having geopolitical issues inflation will still increase. Diesel is driving the market. Shipping goods we want are not cheap and prices of diesel is at an all time high and cost of goods are going up to ship them. Cost of goods go up inflation goes up. Now apply that across the board such as shipping by water and or rail that run on diesel…
2026-10-16 09:40:01
1
rachaelnotraquel
rachAel :
I have 2.1% interest rate but my house is small.. but a big yard .. garage.. would you suggest moving to a bigger house or building on to our current one
2026-10-14 16:43:05
1
jamielynn_1329
Jamie|Wife|Mom|REALTOR🔑🧡🎃 :
Correct!!! The market will not crash.
2026-10-14 10:02:50
2
toria.xx
Torie💜 :
Housing markets crash when people cant pay their mortgage. That isnt an issue due to many people actually having lower interest rates form 2020. It will be hell to sell ur house yes, but market will not crash
2026-10-04 21:12:05
10
quit_spying_on_me
Alternative Source :
Housing may go down in some areas. But none of us will ever see pre covid pricing in our lifetimes
2026-10-04 17:24:28
14
crazyamigoslocos
CrazyAmigoLoco :
More doom and gloom. You really nailed it this time, only you’re likely very wrong.
2026-10-03 20:15:31
9
klgdcf
KD :
Mind you individual banks choose these rates because they can’t stand the idea of not being millionaires
2026-10-19 15:36:28
1
anniephilbrook
Annie Philbrook :
got ours to 5% glad we bought a year ago
2026-10-13 05:17:35
0
sarahanne.215
sarahanne.215 :
I just got done with nursing school. I’m ready for it to crash !! Mama wants some land with a double wide !!!
2026-10-08 12:48:43
3
ljnrose
Ljnrose :
I’m so sad I sold my home with 3 percent internet and now have 5.9 percent. But we had to leave that area, it was going to shit. But my lender also told us not to worry and we could refinance in a year. I knew that wasn’t going to happen [Crying]
2026-10-05 18:56:31
1
sabrina1ris
Sabrina :
Interest rates always fluctuate. I know people that bought their home with a 15% rate. If you need a home, you need it and you will make it work. End of story.
2026-10-19 00:49:44
1
b0ngboarder420
b0ngboarder420 :
Thank you John.
2026-10-07 00:30:27
1
klemmentine_00
kait t :
bought in July, every house that went up on a Thursday/Friday was accepting best and final offers by Sunday morning. It was a whirlwind trying to buy but we finally got it
2026-10-05 13:26:54
3
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