Kenneth Suna
Region: US
Sunday 04 October 2026 00:34:03 GMT
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fiveboyces :
So I go a little crazy, I used Co-Pilot to spread my 401k out to max it with over 50 catch up by mid December. I dump my max in my Roth on first day of trading in January, that has SCHD, Apple, SK Hynix, and VTI. In my brokerage account I have FXAIX only. I put 3k a month into it. It has just about 300 shares. I invest 5,800 per month. Regardless of the swing of the market. It gets tight, but at 53 and never invested until 3 years ago, I’ll go with out now so I have some savings in the future.
2026-10-04 00:43:10
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starfoxzs :
So... what is your take on bulk investing vs. consistent investing? For example, investing $10k in one month per year vs investing $10k over 12 months?
2026-10-22 01:41:31
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mckee53000 :
Great assessment Ken
2026-10-04 01:01:17
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crypto1960 :
Before you begin consistent investing, you must secure your financial foundation by taking three critical steps: • Build a Cushion: Save 3 to 6 months of living expenses in cash to protect your investments from unexpected emergencies. • Kill Toxic Debt: Eliminate all high-interest debt (like credit cards above 7–8% APR) because paying it off offers a guaranteed return that beats the stock market. • Size Your Budget: Calculate a realistic, sustainable monthly surplus so you can maintain your investing routine without running out of cash.
2026-10-04 06:34:16
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Snowar :
can u talk more on ftec
2026-10-06 02:24:48
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big_mike1111 :
❤️❤️❤️
2026-10-04 03:57:24
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