@carrotlaneofficial: I’ll never forget the messages from people telling me with absolute certainty when the bottom of the market would be. The truth is, no one truly knows. And when you don’t truly know, you hedge. Of course, you can get closer to a probabilistic outcome, but the good old-fashioned principle still holds: time in the market beats timing the market. If you want to make this cycle the last time you guess or go it alone, see my bio for more.